We are presented with 920 and 3037. Let's work out the sum.

Step 1: We'll start by adding the digits 0 & 7 in column 1 and get 7.

Step 2: We'll start by adding the digits 2 & 3 in column 2 and get 5.

Step 3: We'll start by adding the digits 9 & 0 in column 3 and get 9.

Step 4: We'll start by adding the digits 0 & 3 in column 4 and get 3.

So, 920 + 3037 = 3957.

