Alright, let's work through 9600 times 9860 step by step
9600 × 9860 = 9860 × (9600)
+ 9860 × 0 which equals 0
+ 9860 × 00 which equals 0
+ 9860 × 600 that equals 5916000
+ 9860 × 9000 that is equal 88740000

= 94656000
