Alright, let's work through 9860 times 2918 step by step
9860 × 2918 = 2918 × (9860)
+ 2918 × 0 producing 0
+ 2918 × 60 yielding 175080
+ 2918 × 800 giving us 2334400
+ 2918 × 9000 resulting in 26262000

= 28771480
