Alright, let's work through 1323 times 9787 step by step
1323 × 9787 = 9787 × (1323)
+ 9787 × 3 that is equal 29361
+ 9787 × 20 that is equal 195740
+ 9787 × 300 giving us 2936100
+ 9787 × 1000 which equals 9787000

= 12948201
