39475 divided by 20 
The aim is to understand the frequency of 20 in 39475.

Step 1:
3 divided by 20 is 0 with a remainder of 3.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtract 0 from 3 to get 3.
Include the next digit (9) from the dividend after 3, then repeat: 39 / 20

Going ahead to step 2:
When dividing 39 by 20, we get 1 with a remainder of 19.
Write down 1 as next digit of the result. 
Result so far: 1.0
Subtract 20 from 39 to get 19.
Fetch the next digit (4) from the dividend, attach it to 19 and continue: 194 / 20

Moving on to step 3:
20 goes into 194 9 times with a remainder of 14.
Write down 9 as next digit of the result. 
Result so far: 19.0
The remainder is 14 after subtracting 180 from 194.
Append the next digit (7) from the dividend to 14 and continue with: 147 / 20

On to step 4:
147 divided by 20 is 7 with a remainder of 7.
The next digit of our result is 7. 
Result so far: 197.0
Subtract 140 from 147 to get 7.
Fetch the next digit (5) from the dividend, attach it to 7 and continue: 75 / 20

Let's proceed to step 5:
20 goes into 75 3 times with a remainder of 15.
The next digit of our result is 3. 
Result so far: 1973.0
Subtract 60 from 75 to get 15.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

Step 6:
The number 20 fits into 150 7 times, leaving a remainder of 10.
Put 7 as the next digit of the answer. 
Result so far: 1973.7
If we subtract 140 from 150, we get 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Let's proceed to step 7:
100 divided by 20 is 5 with a remainder of 0.
Record the quotient 5 as the next digit in the result. 
Result so far: 1973.75
The remainder is 0 after subtracting 100 from 100.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 8:
20 goes into 0 0 times with a remainder of 0.
Use 0 as the next digit of our solution. 
Result so far: 1973.75
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 9:
20 goes into 0 0 times with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 1973.75
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 1973.75 with a balance of 0.0.