Alright, let's work through 3187 times 3116 step by step
3187 × 3116 = 3116 × (3187)
+ 3116 × 7 that results in 21812
+ 3116 × 80 giving us 249280
+ 3116 × 100 that results in 311600
+ 3116 × 3000 yielding 9348000

= 9930692
