Alright, let's work through 9499 times 1037 step by step
9499 × 1037 = 1037 × (9499)
+ 1037 × 9 which equals 9333
+ 1037 × 90 that results in 93330
+ 1037 × 400 that results in 414800
+ 1037 × 9000 resulting in 9333000

= 9850463
