195456 ÷ 98 
We want to figure out the number of times 195456 can be divided by 98.

Going ahead to step 1:
1 divided by 98 is 0 with a remainder of 1.
The next digit of our result is 0. 
Result so far: 0.0
Subtract 0 from 1 to get 1.
Bring next digit (9) of the dividend behind the 1 and repeat the process: 19 / 98

Moving on to step 2:
98 can be fit into 19 0 times, resulting in a remainder of 19.
The next digit of our result is 0. 
Result so far: 0.0
Subtract 0 from 19 to get 19.
Include the next digit (5) from the dividend after 19, then repeat: 195 / 98

Step 3:
If we divide 195 by 98, we get 1 and a remainder of 97.
The next digit of our result is 1. 
Result so far: 1.0
The remainder is 97 after subtracting 98 from 195.
Take the next digit (4) from the dividend and append it to 97, then repeat: 974 / 98

Let's proceed to step 4:
974 divided by 98 is 9 with a remainder of 92.
Write down 9 as next digit of the result. 
Result so far: 19.0
Subtract 882 from 974 to get 92.
Take the next digit (5) from the dividend and append it to 92, then repeat: 925 / 98

Advancing to step 5:
If we divide 925 by 98, we get 9 and a remainder of 43.
The next digit of our result is 9. 
Result so far: 199.0
Subtracting 882 from 925 leaves us with 43.
Bring next digit (6) of the dividend behind the 43 and repeat the process: 436 / 98

On to step 6:
436 divided by 98 is 4 with a remainder of 44.
Write down 4 as next digit of the result. 
Result so far: 1994.0
Deduct 392 from 436 and we're left with 44.
Since there are no more digits in the dividend, we add a zero to the remainder making it 440, and continue the process.

Advancing to step 7:
440 divided by 98 is 4 with a remainder of 48.
Record the quotient 4 as the next digit in the result. 
Result so far: 1994.4
Deduct 392 from 440 and we're left with 48.
Since there are no more digits in the dividend, we add a zero to the remainder making it 480, and continue the process.

On to step 8:
480 divided by 98 is 4 with a remainder of 88.
Record the quotient 4 as the next digit in the result. 
Result so far: 1994.44
Subtract 392 from 480 to get 88.
Since there are no more digits in the dividend, we add a zero to the remainder making it 880, and continue the process.

After the division, we end up with 1994.44 and a remainder of 0.088.