Let's divide 362978 by 20
We're looking to find how many times 20 goes into 362978.

On to step 1:
The number 20 fits into 3 0 times, leaving a remainder of 3.
Use 0 as the next digit of our solution. 
Result so far: 0.0
Deduct 0 from 3 and we're left with 3.
Append the next digit (6) from the dividend to 3 and continue with: 36 / 20

On to step 2:
When dividing 36 by 20, we get 1 with a remainder of 16.
Record the quotient 1 as the next digit in the result. 
Result so far: 1.0
If we subtract 20 from 36, we get 16.
Grab the next digit (2) from the dividend, add it to 16, then carry on: 162 / 20

Advancing to step 3:
The number 20 fits into 162 8 times, leaving a remainder of 2.
Record the quotient 8 as the next digit in the result. 
Result so far: 18.0
Deduct 160 from 162 and we're left with 2.
Fetch the next digit (9) from the dividend, attach it to 2 and continue: 29 / 20

Going ahead to step 4:
29 divided by 20 is 1 with a remainder of 9.
Put 1 as the next digit of the answer. 
Result so far: 181.0
If we take 20 away from 29, we end up with 9.
Take the next digit (7) from the dividend and append it to 9, then repeat: 97 / 20

Going ahead to step 5:
20 goes into 97 4 times with a remainder of 17.
Use 4 as the next digit of our solution. 
Result so far: 1814.0
The remainder is 17 after subtracting 80 from 97.
Fetch the next digit (8) from the dividend, attach it to 17 and continue: 178 / 20

Let's proceed to step 6:
When dividing 178 by 20, we get 8 with a remainder of 18.
The next digit of our result is 8. 
Result so far: 18148.0
Subtracting 160 from 178 leaves us with 18.
Since there are no more digits in the dividend, we add a zero to the remainder making it 180, and continue the process.

Going ahead to step 7:
The number 20 fits into 180 9 times, leaving a remainder of 0.
Put 9 as the next digit of the answer. 
Result so far: 18148.9
If we take 180 away from 180, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 8:
0 divided by 20 is 0 with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 18148.9
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
0 divided by 20 is 0 with a remainder of 0.
The next digit of our result is 0. 
Result so far: 18148.9
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Our division results in 18148.9 with a remaining 0.0.