Alright, let's work through 9981 times 3230 step by step
9981 × 3230 = 3230 × (9981)
+ 3230 × 1 producing 3230
+ 3230 × 80 producing 258400
+ 3230 × 900 resulting in 2907000
+ 3230 × 9000 that is equal 29070000

= 32238630
