Alright, let's work through 9538 times 2198 step by step
9538 × 2198 = 2198 × (9538)
+ 2198 × 8 producing 17584
+ 2198 × 30 resulting in 65940
+ 2198 × 500 producing 1099000
+ 2198 × 9000 yielding 19782000

= 20964524
