Alright, let's work through 3195 times 1000 step by step
3195 × 1000 = 1000 × (3195)
+ 1000 × 5 yielding 5000
+ 1000 × 90 which equals 90000
+ 1000 × 100 what gives us 100000
+ 1000 × 3000 that results in 3000000

= 3195000
