Let's divide 954465 by 40
The aim is to understand the frequency of 40 in 954465.

Step 1:
If we divide 9 by 40, we get 0 and a remainder of 9.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
Subtracting 0 from 9 leaves us with 9.
Fetch the next digit (5) from the dividend, attach it to 9 and continue: 95 / 40

Step 2:
If we divide 95 by 40, we get 2 and a remainder of 15.
Write down 2 as next digit of the result. 
Result so far: 2.0
Subtracting 80 from 95 leaves us with 15.
Take the next digit (4) from the dividend and append it to 15, then repeat: 154 / 40

Moving on to step 3:
40 goes into 154 3 times with a remainder of 34.
Use 3 as the next digit of our solution. 
Result so far: 23.0
Deduct 120 from 154 and we're left with 34.
Take the next digit (4) from the dividend and append it to 34, then repeat: 344 / 40

Step 4:
344 divided by 40 is 8 with a remainder of 24.
Write down 8 as next digit of the result. 
Result so far: 238.0
Subtract 320 from 344 to get 24.
Fetch the next digit (6) from the dividend, attach it to 24 and continue: 246 / 40

On to step 5:
40 can be fit into 246 6 times, resulting in a remainder of 6.
The number 6 becomes the next digit in our result. 
Result so far: 2386.0
The remainder is 6 after subtracting 240 from 246.
Append the next digit (5) from the dividend to 6 and continue with: 65 / 40

Advancing to step 6:
When dividing 65 by 40, we get 1 with a remainder of 25.
Use 1 as the next digit of our solution. 
Result so far: 23861.0
The remainder is 25 after subtracting 40 from 65.
Since there are no more digits in the dividend, we add a zero to the remainder making it 250, and continue the process.

Going ahead to step 7:
The number 40 fits into 250 6 times, leaving a remainder of 10.
Put 6 as the next digit of the answer. 
Result so far: 23861.6
If we take 240 away from 250, we end up with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Advancing to step 8:
100 divided by 40 is 2 with a remainder of 20.
Put 2 as the next digit of the answer. 
Result so far: 23861.62
If we take 80 away from 100, we end up with 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 200, and continue the process.

Let's proceed to step 9:
200 divided by 40 is 5 with a remainder of 0.
Put 5 as the next digit of the answer. 
Result so far: 23861.625
If we subtract 200 from 200, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 10:
If we divide 0 by 40, we get 0 and a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 23861.625
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 11:
When dividing 0 by 40, we get 0 with a remainder of 0.
Use 0 as the next digit of our solution. 
Result so far: 23861.625
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Our division results in 23861.625 with a remaining 0.0.