Alright, let's work through 3895 times 4981 step by step
3895 × 4981 = 4981 × (3895)
+ 4981 × 5 which equals 24905
+ 4981 × 90 what gives us 448290
+ 4981 × 800 that results in 3984800
+ 4981 × 3000 what gives us 14943000

= 19400995
