OK, let's crack this. We're given 157 and our task is to multiply it by 232. Essentially, we'll be adding 157 to itself 232 times.
Step 1: 0 + 157 = 157
Step 2: 157 + 157 = 314
Step 3: 314 + 157 = 471
Step 4: 471 + 157 = 628
Step 5: 628 + 157 = 785
Step 6: 785 + 157 = 942
Step 7: 942 + 157 = 1099
Step 8: 1099 + 157 = 1256
Step 9: 1256 + 157 = 1413
Step 10: 1413 + 157 = 1570
Step 11: 1570 + 157 = 1727
Step 12: 1727 + 157 = 1884
Step 13: 1884 + 157 = 2041
Step 14: 2041 + 157 = 2198
Step 15: 2198 + 157 = 2355
Step 16: 2355 + 157 = 2512
Step 17: 2512 + 157 = 2669
Step 18: 2669 + 157 = 2826
Step 19: 2826 + 157 = 2983
Step 20: 2983 + 157 = 3140
Step 21: 3140 + 157 = 3297
Step 22: 3297 + 157 = 3454
Step 23: 3454 + 157 = 3611
Step 24: 3611 + 157 = 3768
Step 25: 3768 + 157 = 3925
Step 26: 3925 + 157 = 4082
Step 27: 4082 + 157 = 4239
Step 28: 4239 + 157 = 4396
Step 29: 4396 + 157 = 4553
Step 30: 4553 + 157 = 4710
Step 31: 4710 + 157 = 4867
Step 32: 4867 + 157 = 5024
Step 33: 5024 + 157 = 5181
Step 34: 5181 + 157 = 5338
Step 35: 5338 + 157 = 5495
Step 36: 5495 + 157 = 5652
Step 37: 5652 + 157 = 5809
Step 38: 5809 + 157 = 5966
Step 39: 5966 + 157 = 6123
Step 40: 6123 + 157 = 6280
Step 41: 6280 + 157 = 6437
Step 42: 6437 + 157 = 6594
Step 43: 6594 + 157 = 6751
Step 44: 6751 + 157 = 6908
Step 45: 6908 + 157 = 7065
Step 46: 7065 + 157 = 7222
Step 47: 7222 + 157 = 7379
Step 48: 7379 + 157 = 7536
Step 49: 7536 + 157 = 7693
Step 50: 7693 + 157 = 7850
Step 51: 7850 + 157 = 8007
Step 52: 8007 + 157 = 8164
Step 53: 8164 + 157 = 8321
Step 54: 8321 + 157 = 8478
Step 55: 8478 + 157 = 8635
Step 56: 8635 + 157 = 8792
Step 57: 8792 + 157 = 8949
Step 58: 8949 + 157 = 9106
Step 59: 9106 + 157 = 9263
Step 60: 9263 + 157 = 9420
Step 61: 9420 + 157 = 9577
Step 62: 9577 + 157 = 9734
Step 63: 9734 + 157 = 9891
Step 64: 9891 + 157 = 10048
Step 65: 10048 + 157 = 10205
Step 66: 10205 + 157 = 10362
Step 67: 10362 + 157 = 10519
Step 68: 10519 + 157 = 10676
Step 69: 10676 + 157 = 10833
Step 70: 10833 + 157 = 10990
Step 71: 10990 + 157 = 11147
Step 72: 11147 + 157 = 11304
Step 73: 11304 + 157 = 11461
Step 74: 11461 + 157 = 11618
Step 75: 11618 + 157 = 11775
Step 76: 11775 + 157 = 11932
Step 77: 11932 + 157 = 12089
Step 78: 12089 + 157 = 12246
Step 79: 12246 + 157 = 12403
Step 80: 12403 + 157 = 12560
Step 81: 12560 + 157 = 12717
Step 82: 12717 + 157 = 12874
Step 83: 12874 + 157 = 13031
Step 84: 13031 + 157 = 13188
Step 85: 13188 + 157 = 13345
Step 86: 13345 + 157 = 13502
Step 87: 13502 + 157 = 13659
Step 88: 13659 + 157 = 13816
Step 89: 13816 + 157 = 13973
Step 90: 13973 + 157 = 14130
Step 91: 14130 + 157 = 14287
Step 92: 14287 + 157 = 14444
Step 93: 14444 + 157 = 14601
Step 94: 14601 + 157 = 14758
Step 95: 14758 + 157 = 14915
Step 96: 14915 + 157 = 15072
Step 97: 15072 + 157 = 15229
Step 98: 15229 + 157 = 15386
Step 99: 15386 + 157 = 15543
Step 100: 15543 + 157 = 15700
Step 101: 15700 + 157 = 15857
Step 102: 15857 + 157 = 16014
Step 103: 16014 + 157 = 16171
Step 104: 16171 + 157 = 16328
Step 105: 16328 + 157 = 16485
Step 106: 16485 + 157 = 16642
Step 107: 16642 + 157 = 16799
Step 108: 16799 + 157 = 16956
Step 109: 16956 + 157 = 17113
Step 110: 17113 + 157 = 17270
Step 111: 17270 + 157 = 17427
Step 112: 17427 + 157 = 17584
Step 113: 17584 + 157 = 17741
Step 114: 17741 + 157 = 17898
Step 115: 17898 + 157 = 18055
Step 116: 18055 + 157 = 18212
Step 117: 18212 + 157 = 18369
Step 118: 18369 + 157 = 18526
Step 119: 18526 + 157 = 18683
Step 120: 18683 + 157 = 18840
Step 121: 18840 + 157 = 18997
Step 122: 18997 + 157 = 19154
Step 123: 19154 + 157 = 19311
Step 124: 19311 + 157 = 19468
Step 125: 19468 + 157 = 19625
Step 126: 19625 + 157 = 19782
Step 127: 19782 + 157 = 19939
Step 128: 19939 + 157 = 20096
Step 129: 20096 + 157 = 20253
Step 130: 20253 + 157 = 20410
Step 131: 20410 + 157 = 20567
Step 132: 20567 + 157 = 20724
Step 133: 20724 + 157 = 20881
Step 134: 20881 + 157 = 21038
Step 135: 21038 + 157 = 21195
Step 136: 21195 + 157 = 21352
Step 137: 21352 + 157 = 21509
Step 138: 21509 + 157 = 21666
Step 139: 21666 + 157 = 21823
Step 140: 21823 + 157 = 21980
Step 141: 21980 + 157 = 22137
Step 142: 22137 + 157 = 22294
Step 143: 22294 + 157 = 22451
Step 144: 22451 + 157 = 22608
Step 145: 22608 + 157 = 22765
Step 146: 22765 + 157 = 22922
Step 147: 22922 + 157 = 23079
Step 148: 23079 + 157 = 23236
Step 149: 23236 + 157 = 23393
Step 150: 23393 + 157 = 23550
Step 151: 23550 + 157 = 23707
Step 152: 23707 + 157 = 23864
Step 153: 23864 + 157 = 24021
Step 154: 24021 + 157 = 24178
Step 155: 24178 + 157 = 24335
Step 156: 24335 + 157 = 24492
Step 157: 24492 + 157 = 24649
Step 158: 24649 + 157 = 24806
Step 159: 24806 + 157 = 24963
Step 160: 24963 + 157 = 25120
Step 161: 25120 + 157 = 25277
Step 162: 25277 + 157 = 25434
Step 163: 25434 + 157 = 25591
Step 164: 25591 + 157 = 25748
Step 165: 25748 + 157 = 25905
Step 166: 25905 + 157 = 26062
Step 167: 26062 + 157 = 26219
Step 168: 26219 + 157 = 26376
Step 169: 26376 + 157 = 26533
Step 170: 26533 + 157 = 26690
Step 171: 26690 + 157 = 26847
Step 172: 26847 + 157 = 27004
Step 173: 27004 + 157 = 27161
Step 174: 27161 + 157 = 27318
Step 175: 27318 + 157 = 27475
Step 176: 27475 + 157 = 27632
Step 177: 27632 + 157 = 27789
Step 178: 27789 + 157 = 27946
Step 179: 27946 + 157 = 28103
Step 180: 28103 + 157 = 28260
Step 181: 28260 + 157 = 28417
Step 182: 28417 + 157 = 28574
Step 183: 28574 + 157 = 28731
Step 184: 28731 + 157 = 28888
Step 185: 28888 + 157 = 29045
Step 186: 29045 + 157 = 29202
Step 187: 29202 + 157 = 29359
Step 188: 29359 + 157 = 29516
Step 189: 29516 + 157 = 29673
Step 190: 29673 + 157 = 29830
Step 191: 29830 + 157 = 29987
Step 192: 29987 + 157 = 30144
Step 193: 30144 + 157 = 30301
Step 194: 30301 + 157 = 30458
Step 195: 30458 + 157 = 30615
Step 196: 30615 + 157 = 30772
Step 197: 30772 + 157 = 30929
Step 198: 30929 + 157 = 31086
Step 199: 31086 + 157 = 31243
Step 200: 31243 + 157 = 31400
Step 201: 31400 + 157 = 31557
Step 202: 31557 + 157 = 31714
Step 203: 31714 + 157 = 31871
Step 204: 31871 + 157 = 32028
Step 205: 32028 + 157 = 32185
Step 206: 32185 + 157 = 32342
Step 207: 32342 + 157 = 32499
Step 208: 32499 + 157 = 32656
Step 209: 32656 + 157 = 32813
Step 210: 32813 + 157 = 32970
Step 211: 32970 + 157 = 33127
Step 212: 33127 + 157 = 33284
Step 213: 33284 + 157 = 33441
Step 214: 33441 + 157 = 33598
Step 215: 33598 + 157 = 33755
Step 216: 33755 + 157 = 33912
Step 217: 33912 + 157 = 34069
Step 218: 34069 + 157 = 34226
Step 219: 34226 + 157 = 34383
Step 220: 34383 + 157 = 34540
Step 221: 34540 + 157 = 34697
Step 222: 34697 + 157 = 34854
Step 223: 34854 + 157 = 35011
Step 224: 35011 + 157 = 35168
Step 225: 35168 + 157 = 35325
Step 226: 35325 + 157 = 35482
Step 227: 35482 + 157 = 35639
Step 228: 35639 + 157 = 35796
Step 229: 35796 + 157 = 35953
Step 230: 35953 + 157 = 36110
Step 231: 36110 + 157 = 36267
Step 232: 36267 + 157 = 36424

So, 157*232 = 36424