We're dividing 972687 by 95 
Our goal is to divide 972687 by 95.

Advancing to step 1:
The number 95 fits into 9 0 times, leaving a remainder of 9.
Use 0 as the next digit of our solution. 
Result so far: 0.0
Subtracting 0 from 9 leaves us with 9.
Include the next digit (7) from the dividend after 9, then repeat: 97 / 95

Moving on to step 2:
The number 95 fits into 97 1 times, leaving a remainder of 2.
Write down 1 as next digit of the result. 
Result so far: 1.0
Deduct 95 from 97 and we're left with 2.
Fetch the next digit (2) from the dividend, attach it to 2 and continue: 22 / 95

Step 3:
If we divide 22 by 95, we get 0 and a remainder of 22.
Record the quotient 0 as the next digit in the result. 
Result so far: 10.0
Subtracting 0 from 22 leaves us with 22.
Append the next digit (6) from the dividend to 22 and continue with: 226 / 95

Let's proceed to step 4:
The number 95 fits into 226 2 times, leaving a remainder of 36.
Use 2 as the next digit of our solution. 
Result so far: 102.0
Deduct 190 from 226 and we're left with 36.
Bring next digit (8) of the dividend behind the 36 and repeat the process: 368 / 95

On to step 5:
If we divide 368 by 95, we get 3 and a remainder of 83.
Put 3 as the next digit of the answer. 
Result so far: 1023.0
If we take 285 away from 368, we end up with 83.
Fetch the next digit (7) from the dividend, attach it to 83 and continue: 837 / 95

Advancing to step 6:
95 can be fit into 837 8 times, resulting in a remainder of 77.
Put 8 as the next digit of the answer. 
Result so far: 10238.0
Subtracting 760 from 837 leaves us with 77.
Since there are no more digits in the dividend, we add a zero to the remainder making it 770, and continue the process.

Advancing to step 7:
770 divided by 95 is 8 with a remainder of 10.
The number 8 becomes the next digit in our result. 
Result so far: 10238.8
Deduct 760 from 770 and we're left with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Going ahead to step 8:
95 can be fit into 100 1 times, resulting in a remainder of 5.
Use 1 as the next digit of our solution. 
Result so far: 10238.81
The remainder is 5 after subtracting 95 from 100.
Since there are no more digits in the dividend, we add a zero to the remainder making it 50, and continue the process.

On to step 9:
When dividing 50 by 95, we get 0 with a remainder of 50.
Use 0 as the next digit of our solution. 
Result so far: 10238.81
Subtract 0 from 50 to get 50.
Since there are no more digits in the dividend, we add a zero to the remainder making it 500, and continue the process.

Step 10:
When dividing 500 by 95, we get 5 with a remainder of 25.
Put 5 as the next digit of the answer. 
Result so far: 10238.8105
Deduct 475 from 500 and we're left with 25.
Since there are no more digits in the dividend, we add a zero to the remainder making it 250, and continue the process.

On to step 11:
When dividing 250 by 95, we get 2 with a remainder of 60.
Record the quotient 2 as the next digit in the result. 
Result so far: 10238.81052
Subtract 190 from 250 to get 60.
Since there are no more digits in the dividend, we add a zero to the remainder making it 600, and continue the process.

Moving on to step 12:
95 can be fit into 600 6 times, resulting in a remainder of 30.
Record the quotient 6 as the next digit in the result. 
Result so far: 10238.810526
Deduct 570 from 600 and we're left with 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Advancing to step 13:
300 divided by 95 is 3 with a remainder of 15.
Record the quotient 3 as the next digit in the result. 
Result so far: 10238.8105263
Subtracting 285 from 300 leaves us with 15.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

Advancing to step 14:
150 divided by 95 is 1 with a remainder of 55.
Use 1 as the next digit of our solution. 
Result so far: 10238.81052631
If we subtract 95 from 150, we get 55.
Since there are no more digits in the dividend, we add a zero to the remainder making it 550, and continue the process.

In conclusion, the division gives 10238.81052631 with a balance of 5.5e-08.