We look at the division of 748441 by 97 
The aim is to understand the frequency of 97 in 748441.

Step 1:
97 goes into 7 0 times with a remainder of 7.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Subtracting 0 from 7 leaves us with 7.
Include the next digit (4) from the dividend after 7, then repeat: 74 / 97

On to step 2:
When dividing 74 by 97, we get 0 with a remainder of 74.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
If we take 0 away from 74, we end up with 74.
Take the next digit (8) from the dividend and append it to 74, then repeat: 748 / 97

On to step 3:
748 divided by 97 is 7 with a remainder of 69.
The number 7 becomes the next digit in our result. 
Result so far: 7.0
If we take 679 away from 748, we end up with 69.
Include the next digit (4) from the dividend after 69, then repeat: 694 / 97

Going ahead to step 4:
If we divide 694 by 97, we get 7 and a remainder of 15.
Record the quotient 7 as the next digit in the result. 
Result so far: 77.0
Subtracting 679 from 694 leaves us with 15.
Include the next digit (4) from the dividend after 15, then repeat: 154 / 97

On to step 5:
The number 97 fits into 154 1 times, leaving a remainder of 57.
The number 1 becomes the next digit in our result. 
Result so far: 771.0
Subtract 97 from 154 to get 57.
Include the next digit (1) from the dividend after 57, then repeat: 571 / 97

On to step 6:
The number 97 fits into 571 5 times, leaving a remainder of 86.
Record the quotient 5 as the next digit in the result. 
Result so far: 7715.0
The remainder is 86 after subtracting 485 from 571.
Since there are no more digits in the dividend, we add a zero to the remainder making it 860, and continue the process.

Step 7:
860 divided by 97 is 8 with a remainder of 84.
The next digit of our result is 8. 
Result so far: 7715.8
Deduct 776 from 860 and we're left with 84.
Since there are no more digits in the dividend, we add a zero to the remainder making it 840, and continue the process.

Let's proceed to step 8:
If we divide 840 by 97, we get 8 and a remainder of 64.
The next digit of our result is 8. 
Result so far: 7715.88
If we take 776 away from 840, we end up with 64.
Since there are no more digits in the dividend, we add a zero to the remainder making it 640, and continue the process.

The quotient of the division is 7715.88, and the remainder is 0.064.