Alright, let's work through 4431 times 7037 step by step
4431 × 7037 = 7037 × (4431)
+ 7037 × 1 giving us 7037
+ 7037 × 30 resulting in 211110
+ 7037 × 400 that is equal 2814800
+ 7037 × 4000 resulting in 28148000

= 31180947
