OK, let's work through this together. We're starting with 695 and we're going to multiply it by 31, which means we add 695 to itself 31 times.
Step 1: 0 + 695 = 695
Step 2: 695 + 695 = 1390
Step 3: 1390 + 695 = 2085
Step 4: 2085 + 695 = 2780
Step 5: 2780 + 695 = 3475
Step 6: 3475 + 695 = 4170
Step 7: 4170 + 695 = 4865
Step 8: 4865 + 695 = 5560
Step 9: 5560 + 695 = 6255
Step 10: 6255 + 695 = 6950
Step 11: 6950 + 695 = 7645
Step 12: 7645 + 695 = 8340
Step 13: 8340 + 695 = 9035
Step 14: 9035 + 695 = 9730
Step 15: 9730 + 695 = 10425
Step 16: 10425 + 695 = 11120
Step 17: 11120 + 695 = 11815
Step 18: 11815 + 695 = 12510
Step 19: 12510 + 695 = 13205
Step 20: 13205 + 695 = 13900
Step 21: 13900 + 695 = 14595
Step 22: 14595 + 695 = 15290
Step 23: 15290 + 695 = 15985
Step 24: 15985 + 695 = 16680
Step 25: 16680 + 695 = 17375
Step 26: 17375 + 695 = 18070
Step 27: 18070 + 695 = 18765
Step 28: 18765 + 695 = 19460
Step 29: 19460 + 695 = 20155
Step 30: 20155 + 695 = 20850
Step 31: 20850 + 695 = 21545

So, 695*31 = 21545