Without delay, let's solve this. We've got 528 and we will be multiplying it by 196, that is, adding 528 to itself 196 times.
Step 1: 0 + 528 = 528
Step 2: 528 + 528 = 1056
Step 3: 1056 + 528 = 1584
Step 4: 1584 + 528 = 2112
Step 5: 2112 + 528 = 2640
Step 6: 2640 + 528 = 3168
Step 7: 3168 + 528 = 3696
Step 8: 3696 + 528 = 4224
Step 9: 4224 + 528 = 4752
Step 10: 4752 + 528 = 5280
Step 11: 5280 + 528 = 5808
Step 12: 5808 + 528 = 6336
Step 13: 6336 + 528 = 6864
Step 14: 6864 + 528 = 7392
Step 15: 7392 + 528 = 7920
Step 16: 7920 + 528 = 8448
Step 17: 8448 + 528 = 8976
Step 18: 8976 + 528 = 9504
Step 19: 9504 + 528 = 10032
Step 20: 10032 + 528 = 10560
Step 21: 10560 + 528 = 11088
Step 22: 11088 + 528 = 11616
Step 23: 11616 + 528 = 12144
Step 24: 12144 + 528 = 12672
Step 25: 12672 + 528 = 13200
Step 26: 13200 + 528 = 13728
Step 27: 13728 + 528 = 14256
Step 28: 14256 + 528 = 14784
Step 29: 14784 + 528 = 15312
Step 30: 15312 + 528 = 15840
Step 31: 15840 + 528 = 16368
Step 32: 16368 + 528 = 16896
Step 33: 16896 + 528 = 17424
Step 34: 17424 + 528 = 17952
Step 35: 17952 + 528 = 18480
Step 36: 18480 + 528 = 19008
Step 37: 19008 + 528 = 19536
Step 38: 19536 + 528 = 20064
Step 39: 20064 + 528 = 20592
Step 40: 20592 + 528 = 21120
Step 41: 21120 + 528 = 21648
Step 42: 21648 + 528 = 22176
Step 43: 22176 + 528 = 22704
Step 44: 22704 + 528 = 23232
Step 45: 23232 + 528 = 23760
Step 46: 23760 + 528 = 24288
Step 47: 24288 + 528 = 24816
Step 48: 24816 + 528 = 25344
Step 49: 25344 + 528 = 25872
Step 50: 25872 + 528 = 26400
Step 51: 26400 + 528 = 26928
Step 52: 26928 + 528 = 27456
Step 53: 27456 + 528 = 27984
Step 54: 27984 + 528 = 28512
Step 55: 28512 + 528 = 29040
Step 56: 29040 + 528 = 29568
Step 57: 29568 + 528 = 30096
Step 58: 30096 + 528 = 30624
Step 59: 30624 + 528 = 31152
Step 60: 31152 + 528 = 31680
Step 61: 31680 + 528 = 32208
Step 62: 32208 + 528 = 32736
Step 63: 32736 + 528 = 33264
Step 64: 33264 + 528 = 33792
Step 65: 33792 + 528 = 34320
Step 66: 34320 + 528 = 34848
Step 67: 34848 + 528 = 35376
Step 68: 35376 + 528 = 35904
Step 69: 35904 + 528 = 36432
Step 70: 36432 + 528 = 36960
Step 71: 36960 + 528 = 37488
Step 72: 37488 + 528 = 38016
Step 73: 38016 + 528 = 38544
Step 74: 38544 + 528 = 39072
Step 75: 39072 + 528 = 39600
Step 76: 39600 + 528 = 40128
Step 77: 40128 + 528 = 40656
Step 78: 40656 + 528 = 41184
Step 79: 41184 + 528 = 41712
Step 80: 41712 + 528 = 42240
Step 81: 42240 + 528 = 42768
Step 82: 42768 + 528 = 43296
Step 83: 43296 + 528 = 43824
Step 84: 43824 + 528 = 44352
Step 85: 44352 + 528 = 44880
Step 86: 44880 + 528 = 45408
Step 87: 45408 + 528 = 45936
Step 88: 45936 + 528 = 46464
Step 89: 46464 + 528 = 46992
Step 90: 46992 + 528 = 47520
Step 91: 47520 + 528 = 48048
Step 92: 48048 + 528 = 48576
Step 93: 48576 + 528 = 49104
Step 94: 49104 + 528 = 49632
Step 95: 49632 + 528 = 50160
Step 96: 50160 + 528 = 50688
Step 97: 50688 + 528 = 51216
Step 98: 51216 + 528 = 51744
Step 99: 51744 + 528 = 52272
Step 100: 52272 + 528 = 52800
Step 101: 52800 + 528 = 53328
Step 102: 53328 + 528 = 53856
Step 103: 53856 + 528 = 54384
Step 104: 54384 + 528 = 54912
Step 105: 54912 + 528 = 55440
Step 106: 55440 + 528 = 55968
Step 107: 55968 + 528 = 56496
Step 108: 56496 + 528 = 57024
Step 109: 57024 + 528 = 57552
Step 110: 57552 + 528 = 58080
Step 111: 58080 + 528 = 58608
Step 112: 58608 + 528 = 59136
Step 113: 59136 + 528 = 59664
Step 114: 59664 + 528 = 60192
Step 115: 60192 + 528 = 60720
Step 116: 60720 + 528 = 61248
Step 117: 61248 + 528 = 61776
Step 118: 61776 + 528 = 62304
Step 119: 62304 + 528 = 62832
Step 120: 62832 + 528 = 63360
Step 121: 63360 + 528 = 63888
Step 122: 63888 + 528 = 64416
Step 123: 64416 + 528 = 64944
Step 124: 64944 + 528 = 65472
Step 125: 65472 + 528 = 66000
Step 126: 66000 + 528 = 66528
Step 127: 66528 + 528 = 67056
Step 128: 67056 + 528 = 67584
Step 129: 67584 + 528 = 68112
Step 130: 68112 + 528 = 68640
Step 131: 68640 + 528 = 69168
Step 132: 69168 + 528 = 69696
Step 133: 69696 + 528 = 70224
Step 134: 70224 + 528 = 70752
Step 135: 70752 + 528 = 71280
Step 136: 71280 + 528 = 71808
Step 137: 71808 + 528 = 72336
Step 138: 72336 + 528 = 72864
Step 139: 72864 + 528 = 73392
Step 140: 73392 + 528 = 73920
Step 141: 73920 + 528 = 74448
Step 142: 74448 + 528 = 74976
Step 143: 74976 + 528 = 75504
Step 144: 75504 + 528 = 76032
Step 145: 76032 + 528 = 76560
Step 146: 76560 + 528 = 77088
Step 147: 77088 + 528 = 77616
Step 148: 77616 + 528 = 78144
Step 149: 78144 + 528 = 78672
Step 150: 78672 + 528 = 79200
Step 151: 79200 + 528 = 79728
Step 152: 79728 + 528 = 80256
Step 153: 80256 + 528 = 80784
Step 154: 80784 + 528 = 81312
Step 155: 81312 + 528 = 81840
Step 156: 81840 + 528 = 82368
Step 157: 82368 + 528 = 82896
Step 158: 82896 + 528 = 83424
Step 159: 83424 + 528 = 83952
Step 160: 83952 + 528 = 84480
Step 161: 84480 + 528 = 85008
Step 162: 85008 + 528 = 85536
Step 163: 85536 + 528 = 86064
Step 164: 86064 + 528 = 86592
Step 165: 86592 + 528 = 87120
Step 166: 87120 + 528 = 87648
Step 167: 87648 + 528 = 88176
Step 168: 88176 + 528 = 88704
Step 169: 88704 + 528 = 89232
Step 170: 89232 + 528 = 89760
Step 171: 89760 + 528 = 90288
Step 172: 90288 + 528 = 90816
Step 173: 90816 + 528 = 91344
Step 174: 91344 + 528 = 91872
Step 175: 91872 + 528 = 92400
Step 176: 92400 + 528 = 92928
Step 177: 92928 + 528 = 93456
Step 178: 93456 + 528 = 93984
Step 179: 93984 + 528 = 94512
Step 180: 94512 + 528 = 95040
Step 181: 95040 + 528 = 95568
Step 182: 95568 + 528 = 96096
Step 183: 96096 + 528 = 96624
Step 184: 96624 + 528 = 97152
Step 185: 97152 + 528 = 97680
Step 186: 97680 + 528 = 98208
Step 187: 98208 + 528 = 98736
Step 188: 98736 + 528 = 99264
Step 189: 99264 + 528 = 99792
Step 190: 99792 + 528 = 100320
Step 191: 100320 + 528 = 100848
Step 192: 100848 + 528 = 101376
Step 193: 101376 + 528 = 101904
Step 194: 101904 + 528 = 102432
Step 195: 102432 + 528 = 102960
Step 196: 102960 + 528 = 103488

So, 528*196 = 103488