We're dividing 195295 by 12 
The aim is to understand the frequency of 12 in 195295.

Advancing to step 1:
The number 12 fits into 1 0 times, leaving a remainder of 1.
The next digit of our result is 0. 
Result so far: 0.0
If we subtract 0 from 1, we get 1.
Bring next digit (9) of the dividend behind the 1 and repeat the process: 19 / 12

Let's proceed to step 2:
When dividing 19 by 12, we get 1 with a remainder of 7.
Write down 1 as next digit of the result. 
Result so far: 1.0
The remainder is 7 after subtracting 12 from 19.
Include the next digit (5) from the dividend after 7, then repeat: 75 / 12

Advancing to step 3:
When dividing 75 by 12, we get 6 with a remainder of 3.
Use 6 as the next digit of our solution. 
Result so far: 16.0
If we take 72 away from 75, we end up with 3.
Fetch the next digit (2) from the dividend, attach it to 3 and continue: 32 / 12

Moving on to step 4:
When dividing 32 by 12, we get 2 with a remainder of 8.
Use 2 as the next digit of our solution. 
Result so far: 162.0
The remainder is 8 after subtracting 24 from 32.
Include the next digit (9) from the dividend after 8, then repeat: 89 / 12

Let's proceed to step 5:
12 goes into 89 7 times with a remainder of 5.
Record the quotient 7 as the next digit in the result. 
Result so far: 1627.0
If we subtract 84 from 89, we get 5.
Take the next digit (5) from the dividend and append it to 5, then repeat: 55 / 12

Going ahead to step 6:
12 can be fit into 55 4 times, resulting in a remainder of 7.
Record the quotient 4 as the next digit in the result. 
Result so far: 16274.0
Subtract 48 from 55 to get 7.
Since there are no more digits in the dividend, we add a zero to the remainder making it 70, and continue the process.

Going ahead to step 7:
12 goes into 70 5 times with a remainder of 10.
Record the quotient 5 as the next digit in the result. 
Result so far: 16274.5
If we subtract 60 from 70, we get 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

On to step 8:
The number 12 fits into 100 8 times, leaving a remainder of 4.
The number 8 becomes the next digit in our result. 
Result so far: 16274.58
Deduct 96 from 100 and we're left with 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

On to step 9:
12 can be fit into 40 3 times, resulting in a remainder of 4.
Record the quotient 3 as the next digit in the result. 
Result so far: 16274.583
If we subtract 36 from 40, we get 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

Moving on to step 10:
12 can be fit into 40 3 times, resulting in a remainder of 4.
Put 3 as the next digit of the answer. 
Result so far: 16274.5833
Subtract 36 from 40 to get 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

The final outcome is 16274.5833, with a leftover of 4e-05.