195631 ÷ 65 
We want to figure out the number of times 195631 can be divided by 65.

Step 1:
1 divided by 65 is 0 with a remainder of 1.
Use 0 as the next digit of our solution. 
Result so far: 0.0
The remainder is 1 after subtracting 0 from 1.
Include the next digit (9) from the dividend after 1, then repeat: 19 / 65

Going ahead to step 2:
65 goes into 19 0 times with a remainder of 19.
Put 0 as the next digit of the answer. 
Result so far: 0.0
If we take 0 away from 19, we end up with 19.
Fetch the next digit (5) from the dividend, attach it to 19 and continue: 195 / 65

Going ahead to step 3:
When dividing 195 by 65, we get 3 with a remainder of 0.
The next digit of our result is 3. 
Result so far: 3.0
Subtract 195 from 195 to get 0.
Include the next digit (6) from the dividend after 0, then repeat: 6 / 65

Moving on to step 4:
When dividing 6 by 65, we get 0 with a remainder of 6.
The number 0 becomes the next digit in our result. 
Result so far: 30.0
The remainder is 6 after subtracting 0 from 6.
Append the next digit (3) from the dividend to 6 and continue with: 63 / 65

Moving on to step 5:
The number 65 fits into 63 0 times, leaving a remainder of 63.
The number 0 becomes the next digit in our result. 
Result so far: 300.0
Deduct 0 from 63 and we're left with 63.
Append the next digit (1) from the dividend to 63 and continue with: 631 / 65

Advancing to step 6:
The number 65 fits into 631 9 times, leaving a remainder of 46.
Write down 9 as next digit of the result. 
Result so far: 3009.0
The remainder is 46 after subtracting 585 from 631.
Since there are no more digits in the dividend, we add a zero to the remainder making it 460, and continue the process.

Moving on to step 7:
When dividing 460 by 65, we get 7 with a remainder of 5.
The number 7 becomes the next digit in our result. 
Result so far: 3009.7
If we subtract 455 from 460, we get 5.
Since there are no more digits in the dividend, we add a zero to the remainder making it 50, and continue the process.

Moving on to step 8:
If we divide 50 by 65, we get 0 and a remainder of 50.
Write down 0 as next digit of the result. 
Result so far: 3009.7
Deduct 0 from 50 and we're left with 50.
Since there are no more digits in the dividend, we add a zero to the remainder making it 500, and continue the process.

On to step 9:
500 divided by 65 is 7 with a remainder of 45.
The next digit of our result is 7. 
Result so far: 3009.707
If we subtract 455 from 500, we get 45.
Since there are no more digits in the dividend, we add a zero to the remainder making it 450, and continue the process.

On to step 10:
When dividing 450 by 65, we get 6 with a remainder of 60.
Record the quotient 6 as the next digit in the result. 
Result so far: 3009.7076
Subtracting 390 from 450 leaves us with 60.
Since there are no more digits in the dividend, we add a zero to the remainder making it 600, and continue the process.

Moving on to step 11:
65 goes into 600 9 times with a remainder of 15.
The next digit of our result is 9. 
Result so far: 3009.70769
If we take 585 away from 600, we end up with 15.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

Moving on to step 12:
When dividing 150 by 65, we get 2 with a remainder of 20.
Use 2 as the next digit of our solution. 
Result so far: 3009.707692
If we take 130 away from 150, we end up with 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 200, and continue the process.

Advancing to step 13:
65 goes into 200 3 times with a remainder of 5.
Write down 3 as next digit of the result. 
Result so far: 3009.7076923
Deduct 195 from 200 and we're left with 5.
Since there are no more digits in the dividend, we add a zero to the remainder making it 50, and continue the process.

Let's proceed to step 14:
65 goes into 50 0 times with a remainder of 50.
The next digit of our result is 0. 
Result so far: 3009.7076923
If we take 0 away from 50, we end up with 50.
Since there are no more digits in the dividend, we add a zero to the remainder making it 500, and continue the process.

In conclusion, the division gives 3009.7076923 with a balance of 5e-08.