We look at the division of 314124 by 20 
The aim is to understand the frequency of 20 in 314124.

Going ahead to step 1:
The number 20 fits into 3 0 times, leaving a remainder of 3.
Put 0 as the next digit of the answer. 
Result so far: 0.0
Deduct 0 from 3 and we're left with 3.
Append the next digit (1) from the dividend to 3 and continue with: 31 / 20

Moving on to step 2:
31 divided by 20 is 1 with a remainder of 11.
Write down 1 as next digit of the result. 
Result so far: 1.0
If we take 20 away from 31, we end up with 11.
Take the next digit (4) from the dividend and append it to 11, then repeat: 114 / 20

Advancing to step 3:
If we divide 114 by 20, we get 5 and a remainder of 14.
The next digit of our result is 5. 
Result so far: 15.0
Deduct 100 from 114 and we're left with 14.
Include the next digit (1) from the dividend after 14, then repeat: 141 / 20

On to step 4:
If we divide 141 by 20, we get 7 and a remainder of 1.
Put 7 as the next digit of the answer. 
Result so far: 157.0
Deduct 140 from 141 and we're left with 1.
Bring next digit (2) of the dividend behind the 1 and repeat the process: 12 / 20

On to step 5:
20 can be fit into 12 0 times, resulting in a remainder of 12.
Put 0 as the next digit of the answer. 
Result so far: 1570.0
Subtracting 0 from 12 leaves us with 12.
Include the next digit (4) from the dividend after 12, then repeat: 124 / 20

Moving on to step 6:
20 goes into 124 6 times with a remainder of 4.
Record the quotient 6 as the next digit in the result. 
Result so far: 15706.0
If we take 120 away from 124, we end up with 4.
Since there are no more digits in the dividend, we add a zero to the remainder making it 40, and continue the process.

Step 7:
40 divided by 20 is 2 with a remainder of 0.
Use 2 as the next digit of our solution. 
Result so far: 15706.2
Deduct 40 from 40 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 8:
When dividing 0 by 20, we get 0 with a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 15706.2
If we take 0 away from 0, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 9:
0 divided by 20 is 0 with a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 15706.2
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 15706.2 with a balance of 0.0.