
    Given a sequence of monthly credit score improvements for a loan applicant, determine the highest credit reliability score by finding the maximum product of any sequence of strictly increasing credit score changes. The credit reliability score helps assess the applicant's pattern of consistent financial improvement over time.
    

    
def max_product(arr):
    """
    Given a sequence of monthly credit score improvements for a loan applicant, determine the highest credit reliability score by finding the maximum product of any sequence of strictly increasing credit score changes. The credit reliability score helps assess the applicant's pattern of consistent financial improvement over time.
    

    """
def max_product(arr):
    """
    Given a sequence of monthly credit score improvements for a loan applicant, determine the highest credit reliability score by finding the maximum product of any sequence of strictly increasing credit score changes. The credit reliability score helps assess the applicant's pattern of consistent financial improvement over time.
    

    """
    n = len(arr)
    mpis = arr[:]
    for i in range(n):
        current_prod = arr[i]
        j = i + 1
        while j < n:
            if arr[j - 1] > arr[j]:
                break
            current_prod *= arr[j]
            if current_prod > mpis[j]:
                mpis[j] = current_prod
            j = j + 1
    return max(mpis)