
    Given a loan applicant's total credit score, calculate the sum of all possible scoring segments that evenly divide into the total score to assess the potential combinations of credit factors contributing to their rating. The scoring segments represent valid credit assessment components (like payment history, credit utilization, and account age) that could have contributed to the final score, and their sum will be used in the automated loan approval algorithm.
    

    
def sum_div(number):
    """
    Given a loan applicant's total credit score, calculate the sum of all possible scoring segments that evenly divide into the total score to assess the potential combinations of credit factors contributing to their rating. The scoring segments represent valid credit assessment components (like payment history, credit utilization, and account age) that could have contributed to the final score, and their sum will be used in the automated loan approval algorithm.
    

    """
def sum_div(number):
    """
    Given a loan applicant's total credit score, calculate the sum of all possible scoring segments that evenly divide into the total score to assess the potential combinations of credit factors contributing to their rating. The scoring segments represent valid credit assessment components (like payment history, credit utilization, and account age) that could have contributed to the final score, and their sum will be used in the automated loan approval algorithm.
    

    """
    divisors = [1]
    for i in range(2, number):
        if number % i == 0:
            divisors.append(i)
    return sum(divisors)