
    Develop a function that prioritizes loan applications by organizing a list of applicant records (applicant ID, credit score) based on their credit scores. The function should process a list of tuples containing applicant information and sort them according to the credit score value, enabling the bank to process higher-scoring applications first.
    

    
def subject_marks(subjectmarks):
    """
    Develop a function that prioritizes loan applications by organizing a list of applicant records (applicant ID, credit score) based on their credit scores. The function should process a list of tuples containing applicant information and sort them according to the credit score value, enabling the bank to process higher-scoring applications first.
    

    """
def subject_marks(subjectmarks):
    """
    Develop a function that prioritizes loan applications by organizing a list of applicant records (applicant ID, credit score) based on their credit scores. The function should process a list of tuples containing applicant information and sort them according to the credit score value, enabling the bank to process higher-scoring applications first.
    

    """
    subjectmarks.sort(key=lambda x: x[1])
    return subjectmarks