"Mae gan Lywodraeth y DU y grym cyllidol i ymateb i'r heriau hyn - a rhaid iddi wneud hynny yfory. Dyma'r amser i fuddsoddi mewn pobl a gwasanaethau cyhoeddus.
“The UK government has the financial fire power to meet these challenges – and it must do so tomorrow. This is the time to invest in people and public services.