Un o'r prif anawsterau y mae awdurdodau lleol yn eu hwynebu wrth ariannu gwaith SATC yw system Cymhorthdal y Cyfrif Refeniw Tai a ddefnyddir yng Nghymru a Lloegr i reoli cyllid tai cynghorau. Mae'r symiau mawr sy'n cael eu trosglwyddo o lywodraeth leol Cymru i Drysorlys ei Mawrhydi drwy Lywodraeth Cymru o ganlyniad i'r system hon wedi achosi cryn bryder ers sawl blwyddyn. Ar hyn o bryd trosglwyddir rhyw £73 miliwn y flwyddyn.
One of the main difficulties that local authorities face in funding WHQS work is the Housing Revenue Account Subsidy system (HRAS) that operates in England and Wales to manage council housing finance. There has been concern for many years at the substantial transfers from local government in Wales to HM Treasury, via the Welsh Government, as a result of this system. These currently amount to some £73M per annum.