Bydd yr Adran Gwaith a Phensiynau yn parhau i wneud rhai benthyciadau mewn argyfwng. Bydd hyn yn digwydd mewn achosion o galedi ac yn talu am gostau bwyd a gwres pan fydd budd-dal i bobl sy’n agored i niwed wedi’i wrthod neu’i wahardd. Bydd rhagdaliadau tymor byr o fudd-daliadau lles yn parhau i fod ar gael yn achos hawlydd na all dalu am gostau bwyd a gwres cyn iddo dderbyn ei fudd-dal neu daliad diwrnod cyflog nesaf.
TheDepartment of Work and Pensionswill continue to make certain crisis loan payments in cases of hardship to meet the costs of food and heating where there has been a benefit payment to vulnerable people disallowed or sanctioned.  Short term advances of welfare benefit will also continue to be available when a claimant is unable to manage to meet the cost of food and heating before their next benefit or wage payday payment is made.