Mae undebau credyd yn achubiaeth i lawer o aelwydydd sy’n ei chael hi’n anodd i reoli arian yn ystod yr argyfwng costau byw hwn. Wrth i’r argyfwng waethygu, mae nifer sylweddol wedi ymuno ag undebau credyd er mwyn chwilio am gredyd fforddiadwy.
Credit unions provide a lifeline to many households struggling to manage budgets during this cost-of-living crisis. As the crisis has intensified, significant numbers have joined credit unions looking for affordable credit.