Yn ystod y cyfnod o gyfyngiadau, gwelodd undebau credyd, fel y rhan fwyaf o ddarparwyr gwasanaethau ariannol, fod nifer y ceisiadau am fenthyciadau wedi gostwng. Er bod ceisiadau am fenthyciadau bellach yn dechrau dychwelyd i’r lefelau arferol, bydd y gostyngiad yn cael effaith ar eu hincwm. Mae Llywodraeth Cymru, felly, yn darparu £1miliwn yn rhagor drwy’r Gronfa Benthyciadau Cyfalaf i’r Undeb Credyd.
Credit unions, like many financial service providers, saw loan requests fall during lockdown. Although loan requests are now beginning to return to normal levels, the drop will have an impact on their incomes. The Welsh Government is therefore providing up to a further £1million through the Credit Union Capital Loan Fund.