I gyd-fynd â’r sefyllfa gyfredol, rydym wedi diweddaru’r Strategaeth Cynhwysiant Ariannol, a hynny drwy gydweithio â rhanddeiliaid allweddol. Mae’r Strategaeth yn nodi ein huchelgais o gefnogi system ariannol gynhwysfawr sy’n gweithio’n dda ac sy’n system y gall pawb fanteisio arni. Mae’r Strategaeth hefyd yn nodi sut y bydd Llywodraeth Cymru’n cydweithio â sefydliadau partner i’w gwneud hi’n haws i bobl fanteisio ar gredyd fforddiadwy a gwasanaethau ariannol a hefyd elwa ar wybodaeth ariannol, gan gynnwys cyngor ar ddyledion. Sail hyn yw’r angen am allu ariannol gwell yng Nghymru, er mwyn i’r bobl sydd mewn dirfawr angen allu datblygu’r hyder, y gallu a’r cymhelliant i reoli eu sefyllfa ariannol yn well ac i wneud gwell penderfyniadau ariannol.
To keep pace with these changes, we have worked with key stakeholders to refresh the Strategy, which sets out our ambition to support a comprehensive and well functioning financial system in Wales, accessible to all.  It also sets out how the Welsh Government will  work with partner organisations to help improve access to affordable credit and financial services and access to financial information, including debt advice.  This will be underpinned by the need to improve financial capability in Wales, so  people in most need can develop the confidence, ability and motivation to better manage their financial affairs and make more informed financial decisions.