Mae’r cynllun Cymorth i Brynu – Cymru yn gobeithio datrys y problemau hyn trwy ei gwneud yn bosibl i’r bobl hynny sydd heb fawr o arian i dalu blaendal ond sy’n gallu fforddio morgais, i brynu eu cartref eu hunain. Gwneir hynny trwy gynnig benthyciad ecwiti a rennir Llywodraeth Cymru.  Bydd y benthyciad ecwiti hwn yn cau’r bwlch rhwng pris prynu’r eiddo a’r arian sydd gan brynwyr i dalu’r blaendal a’r morgais.
Help to Buy – Wales seeks to address these issues by making home ownership possible for buyers who have small cash deposits, but can otherwise afford a mortgage, by giving them access to an additional Welsh Government shared equity loan.  This shared equity loan will make up the shortfall between the purchase price of a property and the funding available to buyers through their cash deposit and mortgage offer.