"Mae pobl wedi fy helpu i reoli fy arian ac i wybod beth i'w wneud gyda chynilion. Mae gen i rywun sy'n siarad gyda fi, unwaith neu ddwywaith y mis, dim ond i glywed sut mae'n mynd a gweld beth dwi'n ei wneud gyda'r arian, fy helpu i gyllidebu a chyfrifo faint dwi'n ei wario bob mis a faint alla i gynilo."
“People have helped me manage my money and know what to do with savings. I have someone who talks to me, once or twice a month, just to catch up and see what I'm doing with the money, budgeting and add up how much I spend each month and how much I can save.”