Mae Undebau'r Ffermwyr eu hunain yn cydnabod y byddai'n creu sefyllfa annheg a mwy o broblemau. Felly byddai cynnig benthyciad yn ateb tecach a gwell i'r amgylchiadau anodd sy'n wynebu busnesau fferm eleni.
The Farming Unions themselves recognise this position would be unfair and create further problems. Therefore, the introduction of a loan scheme is a better and fairer solution to the difficult circumstances affecting farm businesses this year.