Rwyf i o blaid yr egwyddor cyffredinol o gymhorthdal i helpu i gadw yswiriant yn fforddiadwy a hawdd ei gael ond bydd angen inni barhau i drafod sut mae rhoi hyn ar waith, ac am ba hyd. Ymhen amser, bydd prisiau yswiriant yn adlewyrchu’r risg gwirioneddol a dylai perchnogion tai mewn ardaloedd risg ddod yn fwy ymwybodol o’r posibilrwydd o lifogydd a gallu ei wrthsefyll yn well.
Access to affordable buildings and contents insurance is often cited by those at flood risk as one of their main concerns. The financial consequences of flooding can often be substantial, and where homeowners do not have adequate insurance cover meeting the costs of repairs can be difficult, compounding the emotional and physical impacts of a flood.