Yn ystod y cyfnod clo, gwelodd undebau credyd, fel y rhan fwyaf o ddarparwyr gwasanaethau ariannol, fod nifer y ceisiadau am fenthyciadau wedi gostwng, a bydd hyn, er bod pethau’n dechrau dychwelyd i’r lefel arferol, yn cael effaith ar eu hincwm. Cafwyd ymateb da i gronfa benthyciadau cyfalaf blaenorol Llywodraeth Cymru , ac felly rydym yn darparu hyd at £1 miliwn pellach o gyfalaf angenrheidiol i undebau credyd sydd dirfawr ei angen arnynt. Bydd modd gwneud cais i Gronfa Benthyciadau Cyfalaf i’r Undeb Credyd, yn ystod cyfnod penodol, a gwneir dyraniadau ar ddiwedd y flwyddyn galendr hon.
Credit unions, like many financial service providers, saw loan requests fall during lockdown, and this - whilst now beginning to return to normal levels - will have an impact on their income. The Welsh Government’s previous capital loan fund was well received and we are therefore providing up to a further £1million of much needed capital to credit unions. The Credit Union Capital Loan Fund will receive applications during a fixed window, making allocations at the end of this calendar year.