Bydd cynllun Cymorth i Aros Cymru yn cynnig opsiwn i berchnogion tai sy'n ei chael yn anodd fforddio eu taliadau morgais ac sydd mewn perygl difrifol o golli eu cartref. Bydd yn gwneud hynny drwy gynnig ad-dalu rhan o'r balans morgais sydd ganddynt eisoes drwy roi benthyciad ecwiti cost isel iddynt sy'n cael ei ddiogelu drwy ail arwystl (i'w dalu ar ôl talu benthyciwr yr arwystl cyntaf), gan leihau'r ad-daliadau morgais diwygiedig i lefel y gall yr ymgeisydd ei fforddio.
The Help to Stay Wales scheme will provide an option for homeowners who are struggling to afford their mortgage payments and are at serious risk losing their home by offering a partial repayment of an existing mortgage balance via a low-cost equity loan, secured by a second charge (behind first charge lender), reducing revised mortgage repayments to a level the applicant can afford.