Mae’n bwysicach nag erioed bod pobl yn meddwl am y math o gyngor neu ofal sydd eu hangen arnyn nhw os byddan nhw eu hunain neu aelod arall o’u teulu yn cael salwch neu anaf yn annisgwyl.
It has never been so important for people to think about the type of advice or care they need if they or a family member become unexpectedly unwell or injured.