“Mae’n bwysig cofio mai dim ond pan fydd benthycwyr yn ennill dros £25,000 y flwyddyn mae angen ad-dalu benthyciad myfyriwr. Gall ad-daliadau ddechrau ar gyn lleied â £30 y mis.
“It is important to remember that student loans are only repayable when borrowers’ earn more than £25,000 per year. Repayments can start from as little as £30 a month.