Mae Llywodraeth Cymru wedi ymrwymo i ddefnyddio dull gweithredu trawslywodraethol i drechu tlodi a lliniaru effeithiau diwygio’r system les. Oherwydd amseriad yr adroddiad hwn, nid yw wedi gallu ystyried yr effeithiau economaidd a chymdeithasol sy’n digwydd yn sgil pandemig y coronafeirws. Serch hynny, bydd y casgliadau’n caniatáu inni edrych ar ysgogiadau polisi a allai helpu i wella amgylchiadau’r rheini y mae Credyd Cynhwysol yn cael effaith negyddol arnynt. Bydd y casgliadau’n ddefnyddiol i awdurdodau lleol, gwasanaethau cynghori, a sefydliadau trydydd sector eraill.
The Welsh Government is committed to taking a cross government approach to tackling poverty and mitigating the impact of welfare reform.  Due to the timing of this report it does not take into account emerging economic and societal effects of the coronavirus pandemic.  Nevertheless, the findings will allow us to consider policy levers which could help to improve the circumstances of those who are negatively affected by Universal Credit.  The findings will also be useful for local authorities, advice services and other third sector organisations.