“Weithiau bydd angen i bobl anabl, neu bobl sy'n byw gydag afiechyd, gael gofal tymor hir i'w helpu nhw a'u teuluoedd i ymdopi. Mae rhai pobl wedi talu am y gofal hwnnw eu hunain pan ddylai'r gofal fod wedi cael ei ddarparu am ddim gan y GIG.
“Disabled people or those with an illness will sometimes need long-term care to help them, and their families, manage. Some will have paid for that care themselves, when it should have been provided free by the NHS.