“Mae’n amlwg bod arian yn ffactor pwysig iawn wrth benderfynu pryd i fynd i brifysgol, ac mae arian yn un o’r prif faterion sy’n achosi straen ymysg y rhai sy’n astudio’n barod.
“Money is clearly a very important factor when deciding when to go to university, and for those who are already studying, money is found to be a major cause for stress.