Y mis hwn, gall Undebau Credyd helpu pobl rhag mynd i drafferthion ariannol a chael eu dal ym magl y rhai sy’n rhoi benthyg arian yn anghyfreithlon a benthycwyr sy’n codi llog uchel.
Credit Unions can help people to avoid the financial pitfalls of high-interest and illegal moneylenders this January, Rebecca Evans, Minister for Housing and Regeneration has said.