“Mae grymuso pobl i gael gafael ar gyllidebau personol wedi'u teilwra, sy'n gysylltiedig â datblygu sgiliau, a dileu rhwystrau eraill i gyflogaeth yn bwysig iawn os ydym am gyflawni'r nod hwn.
“Empowering people to access tailored personalised budgets linked to skills development and the removal of other barriers to employment is really important if we are to achieve this goal.