Rydym wedi gweithredu sawl gwaith yn y ddwy flynedd ddiwethaf i osod cap ar gyfradd benthyciadau i fyfyrwyr i ddiogelu myfyrwyr. Yn fwy diweddar, gwnes ddatganiad ar 12 Mai 2023 i gadarnhau cap o 7.1% am dri mis arall o 1 Mehefin 2023 ymlaen. Cafodd y capiau hyn hefyd eu cyhoeddi gan Lywodraeth y DU ar gyfer myfyrwyr o Loegr.
We have acted several times in the past two years to cap the rate on student loans to protect students. Most recently, I made an announcement on 12 May 2023 to confirm a cap at 7.1% for another three months from 1 June 2023. These caps were also announced by UK Government for English students.