Mae Cyfrifon Dysgu Personol yn darparu cymorth i bobl sy'n ennill llai na £29,534 y flwyddyn i ennill sgiliau, gan eu helpu i gael mynediad at gyfleoedd gwaith ehangach a sgiliau uwch. Maent yn caniatáu i bobl astudio cyrsiau hyblyg sydd wedi'u hariannu'n llawn o amgylch cyfrifoldebau presennol. Mae cyllid wedi'i dargedu'n benodol lle mae prinder llafur hysbys a bylchau sgiliau mewn sectorau blaenoriaeth, megis iechyd a gofal cymdeithasol, logisteg, adeiladu gwyrdd ac ynni adnewyddadwy.
Personal Learning Accounts provide support for people earning under £29,534 a year to gain skills, helping them access wider and higher-skilled job opportunities. They allow people to study fully funded, flexible courses around existing responsibilities. Funding is specifically targeted where there are known labour shortages and skills gaps in priority sectors, such as health and social care, logistics, green construction and renewable energy.