Mae'r gwaith cychwynnol hwn ar y gweill i'w gwblhau erbyn diwedd 2019, ac yn amodol ar ganlyniadau boddhaol a diwydrwydd dyladwy pellach bydd yn arwain at ail ddarn mwy cynhwysfawr o waith ymchwil i’r farchnad a fydd yn cynnwys profi'r farchnad a'r defnyddwyr. Bydd canlyniad y dadansoddiad hwn yn cefnogi datblygu model busnes y banc ac yn arbennig y gyfres o gynnyrch y mae'n debygol o gynnig i'w gwsmeriaid.
This initial work scheduled for completion by the end of 2019 and subject to satisfactory results and further due diligence will lead into a second, more comprehensive piece of market research that will include market and consumer testing. The outcome of this analysis will support the development of the bank’s business model and in particular the suite of products that it is likely to offer to its customers.