“Nid yw'n iawn o gwbl fod ymdrechion y mwyafrif llethol, i lynu wrth y rheolau a thalu'r hyn sy'n ddyledus ganddynt, yn cael eu tanseilio gan leiafrif sy'n benderfynol o gamddefnyddio'r system.
“It cannot be right that the efforts of the considerable majority to abide by the rules and pay their dues are undercut by a minority intent on exploiting or abusing the system.