Mae undebau credyd yn ffordd wych a moesegol i bobl allu gwneud arbedion yn gyson, a benthyg yn gyfrifol ac mewn modd fforddiadwy. Yn ystod y cyfnod clo, roeddent wedi gwneud ymdrechion sylweddol i gynnal gwasanaethau hanfodol i gwsmeriaid presennol a hefyd i aelodau newydd oedd yn awyddus i fenthyca'n fforddiadwy. Rwy’n falch, wrth i’r cyfyngiadau ddechrau llacio, bod yr undebau credyd hynny a oedd yn gorfod lleihau eu horiau agor, bellach wedi dechrau ailagor eu canghennau a chynyddu'r ystod o wasanaethau sydd ar gael.  Bydd hyn yn bwysig wrth i bobl geisio ailedrych ar eu gweithdrefnau ariannol.
Credit unions provide an excellent and ethical way for people to save regularly and borrow affordably and responsibly. During the coronavirus lockdown they made significant efforts to maintain essential services for existing customers and also new members looking to borrow affordably. I am pleased that as restrictions start to ease, for those credit unions that had to reduce their opening hours, they have now begun to re-open branches and increase the range of services available.  This access will be important as people look to try and reset their finances.