Mae'r Llywodraeth hon eisoes wedi rhoi cymorth sylweddol i sicrhau bod busnesau a'n dinasyddion yn gallu parhau i gael mynediad at wasanaethau bancio pan fyddant wedi diflannu o'u cymunedau drwy Undebau Credyd a rhwydwaith Swyddfa'r Post. Er bod y sefydliadau hyn yn rhoi cymorth sydd ei angen yn fawr mae'r rhain wrth gwrs wedi'u cyfyngu o ran eu gallu i gymryd lle llawer o'r gwasanaethau a gynigiwyd gan fanciau cyn hyn.
This Government has already provided significant support to ensure that both businesses and our citizens are able to continue to access banking services where they are lost within their communities through both Credit Unions and the Post Office network. Whilst these institutions provide much needed support they are of course limited in their ability to replace many of the services previously offered by the banks.