Yn y cyfarfod cawsom wybod gan Gymdeithas Adeiladu Sir Fynwy fod ffactorau fel cyfraddau llog sy’n cynyddu, crebachu o fewn y farchnad morgeisi, y gostyngiad ym mhrisiau tai a’r argyfwng costau byw yn cael effaith anochel ar y gwaith parhaus i sefydlu Banc Cymunedol, ynghyd â’r dirwasgiad a ragwelir gan Fanc Lloegr.
At the meeting we were informed by MBS that, ongoing work to deliver a Community Bank is, inevitably being impacted by factors such as rising interest rates, a contraction of the mortgage market, falling house prices and a cost-of-living crisis, with the Bank of England predicting a recession.