Rydym ni, Llywodraeth Cymru, wedi bod yn falch dros y blynyddoedd diwethaf hyn o fedru camu i’r adwy a helpu llawer o'r unigolion hyn. Drwy Fanc Datblygu Cymru, rydym wedi cefnogi perchenogion busnesau bach y mae arnynt angen cyfalaf tymor estynedig nad yw ar gael iddynt ar delerau fforddiadwy ar y stryd fawr, a thrwy’n rhwydwaith Undebau Credyd, rydym wedi rhoi help llaw i unigolion sydd, yn aml, yn cael eu gwrthod gan fanciau traddodiadol.
As a Welsh Government we’ve been proud, over these last few years, to step in and to support many of these individuals. Through the Development Bank of Wales we’ve been able to support the small business owner in need of patient capital they can’t get on the high street at affordable terms and we’ve supported individuals often turned away from traditional banks through our Credit Union network.