Mae Cynllun Tir ar gyfer Tai yn rhoi benthyciadau i gymdeithasau tai er mwyn eu galluogi i brynu tir i ddatblygu tai fforddiadwy a thai'r farchnad agored. Caiff yr arian ei ailgylchu wrth i'r benthyciadau gael eu had-dalu, fel y gellir prynu mwy o dir ac adeiladu mwy o gartrefi. Mae Llywodraeth Cymru'n buddsoddi £10 miliwn ychwanegol yn 2019/20, yn ogystal ag arian wedi'i ailgylchu drwy ad-dalu benthyciadau blaenorol.
The Land for Housing scheme provides loan funding to housing associations to enable them to buy land to develop affordable and market housing. The funding is recycled as loans are repaid, so that more land can be purchased and more homes built. The Welsh Government is investing an extra £10 million in 2019/20, together with recycled funds from the repayment of previous loan awards.