Mae pobl sydd mewn perygl o ddioddef llifogydd yn eu cartrefi yn mynegi pryderon yn aml ynghylch argaeledd a chost eu hyswiriant. Gall llifogydd achosi costau ariannol sylweddol, ac os nad oes yswiriant digonol gan bobl i dalu’r costau hynny gall hyn wneud effeithiau emosiynol a ffisegol y llifogydd yn waeth byth.
My officials will continue to work with their counterparts in England, Scotland and Northern Ireland to bring forward a solution that allows people to insure their homes and not face steep increases in premiums. Whilst the previous Statement only worked on the availability of insurance, a new agreement with the insurance industry will aim to address affordability by capping flood insurance premiums, linking them to council tax bands so that people will know the maximum they will have to pay.