Roedd y gwaith i ddatblygu Banc Cymunedol Cymru wedi dechrau ymhell cyn i Covid daro gyntaf, ond yr unig beth y mae’r deuddeg mis diwethaf wedi’i wneud yw creu mwy o angen a mwy o frys am gyfleuster o'r fath.
The work to develop a Community Bank of Wales had begun long before Covid first hit, but the last twelve months have only increased the need and urgency for such a facility.