“Mae eu gwasanaethau yn arbennig o ddefnyddiol i garcharorion, gan eu bod yn caniatáu iddyn nhw adael y carchar gyda chynilion a chyfrif undeb credyd. Gall hynny wella'r posibilrwydd y bydd cyn garcharorion yn integreiddio yn ôl i mewn i gymdeithas, gan y gallant eu defnyddio i dalu eu rhent a derbyn eu cyflog pan fyddan nhw'n cael swydd - sef ffactorau pwysig sy'n helpu i atal aildroseddu.”
“This is particularly useful to prisoners, allowing them to leave custody with savings and a credit union account. This can help former prisoners reintegrate into society, for example, making it easier for them to pay their rent and to receive wages from employment – all important factors in reducing reoffending.”