“Ateb yr Adran Gwaith a Phensiynau i’r oedi mewn taliadau yw rhoi blaenswm o ddyfarniad dangosol y sawl sy’n hawlio. Nid yw hwn yn ateb ymarferol i bobl sy’n ceisio dod â deupen llinyn ynghyd. Gallai’r benthyciad ychwanegu at ddyledion ac ôl-ddyledion rhent.”
“The DWP’s solution to tackling the delays in payments is an advance of a claimant’s indicative award. This is not a robust solution for people who are struggling. This loan has the potential to push people into more debt and rent arrears.”