Trwy’r Cynllun Benthyciadau Canol Trefi, mae £10 miliwn wedi’i neilltuo i un deg un o Awdurdodau Lleol i gael hyd i ddefnydd ymarferol i eiddo a safleoedd gwag.  Caiff yr Awdurdod Lleol ailgylchu’r arian hwn nifer o weithiau cyn bod angen ei dalu’n ôl i Lywodraeth Cymru ymhen 15 mlynedd.  Mae gwaith da wedi’i wneud.  Yn Aberystwyth, mae Cyngor Sir Ceredigion wedi prynu hen ddepo bysiau yn y dref.  Bydd yn ei hyrwyddo, gyda thir gerllaw sy’n eiddo i’r Cyngor, fel cyfle datblygu aml-ddefnydd mawr.
Through the Town Centre Loan Scheme, £10 million has been allocated to eleven Local Authorities with the aim of bringing empty sites and premises back into viable use.  The funding provided to Local Authorities can be recycled a number of times before it needs to be repaid to the Welsh Government in 15 years.  There has been positive progress.  In Aberystwyth, Ceredigion County Council has acquired a former bus depot in the town which it will promote, alongside nearby Council-owned land, as a larger mixed-use development opportunity.