“Sgiliau a chymwysterau yw'r dylanwad unigol mwyaf ar siawns rhywun o fod mewn cyflogaeth, gan gynnig incwm da a llwybr allan o dlodi, a diogelu pobl rhag tlodi.
“Skills and qualifications are the biggest single influence on a person’s chance of being in employment, and on them earning a good income and offering a route out of poverty and protection against it.