Mae cryn dipyn o ymchwil hefyd yn dangos bod pobl sy'n byw gyda dyledion yn fwy tebygol o brofi problemau iechyd meddwl. Felly, mae'n bwysig iawn bod pobl yn gallu cael gafael ar y cyngor a'r cymorth sydd eu hangen arnynt i ddatrys eu problemau ariannol a gwella eu hiechyd a'u lles.
There is also considerable research that demonstrates people living with debt are more likely to experience mental health problems. Therefore, it is very important that people can access the advice and support they need to resolve their financial problems and improve their health and well-being.