Nododd yr adolygiad reolaethau llywodraeth leol a’r llywodraeth ganolog. Y rhain oedd yn sail i benderfyniad ONS y dylai LCCiaid gael eu hailddosbarthu. Pwerau a nodir yn Neddf Tai 1996 a darpariaethau a fewnosodwyd gan Fesur Tai (Cymru) 201 yw'r rhain gan mwyaf. Felly, mae'rymgynghoriadyn cynnig diwygio'r drefn ar gyfer rheoleiddio LCCiaid i ddileu neu ddiwygio'r pwerau perthnasol er mwyn i ONS allu ystyried ailddosbarthu LCCiaid yng Nghymru i'r sector Corfforaethau Preifat Anariannol, gan adfer eu gallu i fenthyca.
The review identified central and local government controls which led the ONS to conclude RSLs should be reclassified. These are mainly powers set out in the Housing Act 1996, and provisions inserted by the Housing (Wales) Measure 2011. Theconsultationis therefore proposing regulatory reform of RSLs to remove or amend the relevant powers so that the ONS would be able to consider reclassifying RSLs in Wales to the Private Non-Financial Corporations sector, thus restoring their borrowing abilities.