Er mwyn lleihau'r risg, y gost a'r amserlen o ran sefydlu'r rhwydwaith o fanciau, mae'r CSBA wedi ariannu ac arwain y gwaith paratoi ar gyfer dogfennau cyfansoddiadol, systemau TGCh, cynlluniau cangen, cynllun busnes, dolenni systemau talu, manylebau cynnyrch a'r dogfennau cais am drwydded fancio angenrheidiol.
To reduce the risk, cost and timescale of establishing the network of banks, the CSBA has financed and led the preparation of the constitutional documents, IT Systems, branch designs, business plan, payment system links, product specifications and banking license application documents needed.