Rydym yn wynebu nifer o heriau wrth i effeithiau'r penderfyniad i adael yr Undeb Ewropeaidd, y cytundebau masnach rydd dilynol, pandemig Covid-19 a nawr y gwrthdaro yn yr Wcráin gael eu teimlo'n gyffredinol.
We face a number of challenges as the impacts of the decision to leave the European Union, the subsequent free trade agreements, the Covid-19 pandemic and now the conflict in Ukraine are being felt across the board.