Ond mae'r hinsawdd ariannol eithriadol o anodd yn golygu ein bod wedi gorfod gwneud penderfyniadau hynod o lym a phoenus er mwyn gallu targedu ein gwariant i ddiogelu gwasanaethau cyhoeddus a'r rhai mwyaf anghenus.
But the extraordinarily difficult financial climate means we have had to take some extremely stark and painful decisions so we can we target our spending towards protecting public services and those at greatest need.