“Rydyn ni’n gwybod bod pobl sy’n byw gyda dyledion yn fwy tebygol o ddioddef problemau iechyd meddwl, ac felly mae’n hanfodol bwysig eu bod yn cael cyngor a chymorth mor brydlon â phosibl.
“We know that people living with debt are more likely to experience mental health problems, so it’s vitally important they get the advice and help they need as early as possible.