Mae Llywodraeth Cymru yn cynnig cyflwyno trothwy incwm blynyddol net a enillir o £7,400 ar gyfer hawlwyr Credyd Cynhwysol ym mis Ionawr 2019 Trothwy incwm a enillir yw’r dull sy’n cael ei ddefnyddio yng ngwledydd eraill y DU. Gan ddibynnu ar eu hamgylchiadau unigol, byddai gan deulu arferol sy’n ennill tua £7,400 y flwyddyn gyfanswm incwm aelwyd o rhwng £18,000 a £24,000 y flwyddyn ar ôl cynnwys eu budd-daliadau.
The Welsh Government is proposing to introduce an annualised net earned income threshold of £7,400 for Universal Credit claimants in January 2019. An earned income threshold is the approach that is being taken in the other home nations. Depending on their individual circumstances, a typical family earning around £7,400 per annum would have a total household income of between £18,000 and £24,000 per annum once benefits are taken into account.