Mae cryn bwysau i ddarparu tai fforddiadwy ledled Cymru a gwyddwn nad oes digon i ddiwallu'r angen. Wrth i gyllidebau Llywodraeth Cymru grebachu, mae mwy a mwy o angen tai.
There is great pressure to provide affordable housing across Wales and we are aware that there is not enough to meet the need.  At the same time as Welsh Government budgets are reducing, the levels of housing need are increasing.