Rydym hefyd wedi parhau i gefnogi Undebau Credyd wrth iddynt geisio hybu benthyca moesol a chyfrifol i bobl a fyddai, fel arall, wedi’u hallgáu’n ariannol. Yn ogystal â hyn, rydym wedi cyflwyno trefniadau, drwy ein Cronfa Cymorth Dewisol, i ddiogelu pobl sy’n wynebu argyfwng drwy ddarparu taliadau grant bychan iddynt.
We have also continued to support Credit Unions as they strive to promote ethical and responsible lending to those who would be otherwise financially excluded. In addition, we have introduced arrangements, through our Discretionary Assistance Fund, to safeguard people in crisis by making available small value grant payments to people most in need.