Rydym wedi gweithredu sawl gwaith yn y ddwy flynedd ddiwethaf i osod cap ar gyfradd benthyciadau i fyfyrwyr i ddiogelu myfyrwyr. Yn fwy diweddar, gwnes ddatganiad ar 9 Tachwedd 2022 i gadarnhau cap o 6.5% am dri mis arall o 1 Rhagfyr 2022 ymlaen. Cafodd y capiau hyn hefyd eu cyhoeddi gan Lywodraeth y DU ar gyfer myfyrwyr o Loegr.
We have acted several times in the past two years to cap the rate on student loans to protect students. Most recently, I made an announcement on 9 November 2022 to confirm a cap at 6.5% for another three months from 1 December 2022. These caps were also announced by UK Government for English students.