Mae'r Sefydliad Astudiaethau Cyllid wedi cyhoeddi adroddiad annibynnol heddiw, sy'n rhoi enghreifftiau darluniadol o sut y gallai'r tri dull edrych mewn gwahanol rannau o Gymru ac ar gyfer gwahanol fathau o aelwydydd.
The Institute for Fiscal Studies has released an independent report today, providing illustrative examples for how the 3 approaches could look in different parts of Wales and for different types of households.