“Mae undebau credyd mewn sefyllfa arbennig o dda, ar sail eu perthynas â chyflogwyr lleol, ysgolion a mudiadau cymunedol eraill i helpu i gryfhau gwydnwch ariannol cymunedau drwy sicrhau y gall mwy o bobl fanteisio ar gredyd cyfrifol a chael cyfle i gynilo. Wrth ymestyn allan i ysgolion lleol maent yn helpu i annog disgyblion i arfer cynilo o oedran cynnar iawn.”
“Credit unions are ideally placed through their relationships with local employers, schools and other community organisations to help strengthen the financial resilience of communities, through improved access to responsible credit and saving opportunities. In reaching out to local schools they help to encourage a savings habit from an early age.”