“A hithau’n fis Ionawr, ac wrth ystyried materion ariannol ar ôl y Nadolig, mae’n werth ystyried p’un a all eich undeb credyd lleol eich helpu chi i gyrraedd eich nod o ran  arian.
“This January, as people think about their finances after Christmas, it’s worth considering whether your local credit union can help you to meet your savings goals.