Wrth gyfrannu at y drafodaeth hon, gofynnais i Brif Weinidog y DU ac i Ganghellor y Trysorlys ystyried yr hyn a ganlyn:Er mai cyfrifoldeb Llywodraeth Cymru yw rheoli’r GIG yng Nghymru, mae’r gallu i’w ariannu yn dibynnu ar benderfyniadau ariannu sy’n cael eu gwneud yn Llywodraeth y DU. Rhaid sicrhau bod y cyllid angenrheidiol ar gael.Dylai’r terfynau benthyca ac o ran arian wrth gefn y cytunwyd arnynt fel rhan o Fframwaith Cyllidol 2016 gael eu huwchraddio yn unol â chwyddiant.Byddai cael gwared ar daliadau sefydlog ar gyfer mesuryddion rhagdalu yn cyd-fynd â dull tosturiol arfaethedig Prif Weinidog y DU. Ni all fod yn iawn bod yr arian y mae unigolion yn ei gasglu at ei gilydd i dalu am drydan yn cael ei ddihysbyddu gan daliadau sefydlog a osodwyd yn ystod cyfnodau pan nad oedd ganddynt gredyd ac nad oedd dim trydan yn cael ei ddefnyddio. Yn lle hynny, dylai’r Canghellor ei gwneud yn ofynnol i gwmnïau lyncu’r costau hyn.Dylid adolygu lwfansau tai lleol a thaliadau disgresiwn at gostau tai er mwyn sicrhau eu bod yn cwmpasu costau byw go iawn.Dylai fod cronfa sy’n gwarantu rhag colled ar gyfer undebau credyd ledled y DU fel y gallant fenthyg i’r rhai sy’n ei chael yn anos cael credyd drwy ddulliau traddodiadol, fel nad yw pobl yn troi at fenthycwyr diwrnod cyflog drud. Mae cronfa gwarantu benthyciadau o’r math yma i’w chael yng Nghymru eisoes, y gellid ei hymestyn pe bai cyllid ehangach ar gael.Mae cyfle i weithio ar draws y gweinyddiaethau i ddatblygu strategaeth weithredol ar gyfer cymell y rhai sydd wedi dewis gadael y gweithlu i ailymuno ag ef.
In contributing to this discussion, I asked the Prime Minister and the Chancellor of the Exchequer to consider the following:Whilst it is the Welsh Government’s responsibility to manage the NHS in Wales, the ability to fund it relies on funding decisions taken in the UK Government. Necessary funding must be made available.The borrowing and reserve limits agreed as part of the 2016 Fiscal Framework should be uprated with inflationRemoving standing charges for prepayment metres would be in keeping with the Prime Minister's proposed compassionate approach. It cannot be right that the money individuals pull together for electricity should be consumed by standing charges levied during periods where they had no credit and no electricity was being used. The Chancellor should require companies absorb these costs instead.Local Housing allowances and discretionary housing payments should be reviewed to ensure they meet the real costs of living.There should be a guarantee against loss fund for credit unions UK wide to enable them to lend to those less able to access credit through traditional means so people do not access expensive payday lenders. A loan guarantee fund of this nature exists in Wales already which could be expanded if wider funding were available.There is an opportunity to work across the administrations to develop an active strategy to draw back into the workforce those who have chosen to leave it.