Mae Undebau Credyd hefyd wedi ymdrechu'n sylweddol i gynyddu partneriaethau cyflogres. Mae llawer o gyflogwyr ledled Cymru'n manteisio ar hyn, gan annog staff i gynilo'n rheolaidd a benthyca'n fforddiadwy, gan gefnogi lles ariannol. Rwyf am weld y cydberthnasau hyn yn parhau i ffynnu – mae’r pandemig presennol wedi tynnu sylw’n fwy nag erioed at yr angen i gadw rhywbeth wrth gefn, pan fo hynny’n bosibl, at gyfnod anodd.
Credit Unions have also made significant efforts to increase payroll partnerships. Many employers across Wales are taking advantage of this, encouraging staff to save regularly and borrow affordably, supporting financial wellbeing. I want to see these relationships continue to flourish – the Coronavirus pandemic has highlighted more than ever the need for savings buffers, putting a small amount away regularly where possible for a rainy day.