Rydym hefyd yn cefnogi gwaith i sicrhau benthyca fforddiadwy, ynghyd â chyngor ymarferol syml ar y ffordd orau o reoli eich arian. Mae Undebau Credyd yn cynnig y gwasanaethau hyn, a gallan nhw fod yn arbennig o addas i bobl sy’n methu â benthyca arian gan ddarparwyr eraill megis banciau a chymdeithasau adeiladau. Yn gynharach y mis hwn, cyfarfu Llywodraeth Cymru ag Archesgob Cymru i drafod gwaith yr Undebau Credyd. Rydym yn cydweithio i hyrwyddo’r neges bod undebau credyd yn darparu gwasanaethau sy’n gallu helpu a chefnogi pobl ledled Cymru. Mae cais yr Undebau Credyd am gyllid ar gyfer y flwyddyn ariannol hon dan ystyriaeth ar hyn o bryd, ac rydw i’n gobeithio gwneud cyhoeddiad am hynny cyn bo hir.
We are also supporting work to ensure affordable borrowing together with simple, practical advice on managing your finances. Credit Unions provide these services and can be especially suitable for people unable to borrow money from other providers such as banks and building societies.  Earlier this month Welsh Government met with the Archbishop of Wales to discuss the work of Credit Unions. We are working together to promote the message that credit unions provide services that can help and support people throughout Wales.  Consideration of the bid by Credit Unions for funding this financial year is being considered and I hope to make an announcement on that shortly.