“Mae effeithiau ariannol yr argyfwng yn amlwg - mae llawer o denantiaid yng Nghymru eisoes yn methu â chadw i fyny â’u taliadau rhent, neu’n disgwyl i hynny ddigwydd iddyn nhw.
“The financial impact of the crisis is clear - many tenants in Wales are already falling behind or expected to fall behind with their rent payments.