Mae'n amlwg bod gwaith i'w wneud i ystyried y ffordd orau o fynd i'r afael â'r materion hyn. Ac mae’r gwaith hwnnw eisoes wedi dechrau. Fel cam cyntaf, rwyf wedi manteisio ar y cyfle a gynigir drwy ddatblygu trydydd cam cynllun Cymorth i Brynu – Cymru, a fydd yn dechrau ym mis Ebrill 2021. Bydd hwnnw’n rhoi cyfle inni fynd i'r afael â'r hyn a welaf fel rhai meysydd y mae'n amlwg bod angen eu diwygio.
There is clearly work to be done to consider how best to address these issues, which has already begun - as a first step, I have taken the opportunity afforded by the development of the third phase of Help to Buy-Wales, which will open in April 2021, to tackle what I see as some areas obviously in need of reform.