Yr ymrwymiad cyntaf oedd cynyddu'r terfyn cyfalaf gaiff ei ddefnyddio gan awdurdodau lleol sy'n codi tâl am ofal preswyl o £24,000 i £50,000. Diben y terfyn cyfalaf yw pennu p'un a fydd unigolyn yn talu am gost lawn ei ofal preswyl eu hun, neu a fydd yn cael cymorth ariannol tuag at y gost gan ei awdurdod lleol. Drwy godi'r terfyn, bydd pobl mewn gofal preswyl yn cael cadw mwy o'u harian i'w ddefnyddio fel y mynnan nhw. Mae hyd at 4,000 o breswylwyr mewn cartrefi gofal yn talu am gost lawn eu gofal. Gallai hyd at 1,000 ohonyn nhw elwa ar y penderfyniad hwn i godi'r terfyn i £50,000, a hynny'n ddibynnol ar faint o gyfalaf sydd ganddyn nhw.
The first commitment was to increase the capital limit used by local authorities who charge for residential care from £24,000 to £50,000. The capital limit determines whether a person self-funds the full cost of their residential care, or whether they receive financial support towards the cost from their local authority. This increase in the limit enables people in residential care to retain more of their capital to use as they wish. There are up to 4,000 care home residents who pay for the full cost of their care. Increasing the capital limit to £50,000 has the potential to benefit up to 1,000 of these, depending upon the value of the capital they hold.