Mae’r Arolwg Incwm a Gwariant Cenedlaethol* diweddaraf yn dangos bod gan un o bob tri myfyriwr sy’n hanu o Gymru orddrafft, bod gan bron i un o bob pum gredyd masnachol a bod un o bob deg mewn dyled.
The latest National Income and Expenditure Survey* shows that more than one third of Welsh- domiciled students have overdrafts, nearly one fifth have commercial credit and one tenth are in arrears.