Yn ystod yr wythnos ddiwethaf, mae Pwyllgor yr Economi, Seilwaith a Sgiliau'r Cynulliad Cenedlaethol wedi cyhoeddi ei adolygiad 'Mynediad at Fancio' ac mae'r adroddiad yn nodi nifer o'r heriau sy'n wynebu'r byd bancio yng Nghymru ac mae'n cynnig amrywiaeth eang o argymhellion sy'n llawn perswâd y bydd Llywodraeth Cymru'n eu harchwilio'n fanwl.  Mae'r adroddiad hwn yn glir bod angen ymyrryd, yn enwedig gan fod cau banciau'n debygol o effeithio ar rai grwpiau ymylol a grwpiau sydd o dan anfantais ariannol mewn modd anghymesur.
The National Assembly’s Economy, Infrastructure and Skills Committee has in the past week published its review ‘Access to Banking’ and the report captures many of the challenge facing banking in Wales and offers a wide range of persuasive recommendations which the Welsh Government will examine closely. The report is clear of the need for intervention, particularly as bank closures are likely to affect certain marginalised and financially disadvantaged groups disproportionally.