Gyda'r rhan fwyaf o bobl bellach yn cyrchu cyllid ar-lein, mae'n hanfodol bod undebau credyd yn cymryd camau i ddigideiddio'n llawn fel y gallant gyrraedd cymaint o ddarpar aelodau â phosibl. Mae undebau credyd wedi ymateb i'r her hon ac yn darparu cynigion digidol cyfatebol i’r banciau drwy ddefnyddio £383,000 o gymorth gan Lywodraeth Cymru ers 2021 i ddarparu datblygiadau technoleg ariannol. Mae undebau credyd hefyd yn cynyddu eu presenoldeb yn y gymuned, drwy ddefnyddio hybiau mewn llyfrgelloedd, canolfannau cymunedol a lleoliadau eraill ledled Cymru.
With most people now sourcing finance online, it’s vital that credit unions take steps to fully digitise so they can reach as many potential members as possible. Credit unions have risen to this challenge and are matching the digital offerings of banks with £383,000 of Welsh Government support provided since 2021 to provide fintech advancements. Credit unions are also widening their reach by increasing their physical presence in communities, through hubs located in libraries, community centres and other settings across Wales.