Fel rhan o'r diwygiadau, cytunodd Llywodraeth y DU hefyd gyda'r TUC y byddai'r gweithwyr sector cyhoeddus sydd agosaf at oedran ymddeol yn cael parhau yn eu cynlluniau pensiwn cyfredol, drwy drefniant diogelu ‘trosiannol’ arbennig.  Byddai gweithwyr o'r fath yn dal i allu ymddeol pan oeddent wedi bwriadu gwneud hynny felly, a chael y pensiwn roeddent wedi'i ddisgwyl.
As part of those reforms, the UK government also agreed with the TUC that public sector workers closest to retirement would be allowed to remain in their current pension schemes, by giving them so-called “transitional protection”. That meant such workers could still retire when planned, with the pension they had expected.