Er bod y newidiadau hyn yn cynnig rhagor o ddiogelwch i denantiaid, nid ydynt yn esgus i bobl beidio â thalu eu rhent os ydynt yn gallu gwneud hynny. Nid ydynt chwaith yn esgus i bobl beidio â mynd i’r afael â’u problemau ariannol. Mae’n hanfodol cael sgwrs â landlordiaid yn gynnar i benderfynu ar y ffordd ymlaen, ac mae’n hanfodol cael y cyngor cywir ar ddyledion hefyd.
While these changes offer greater protection to tenants, they are not an excuse for people not to pay their rent if they are able to, and address any financial problems they are experiencing. Having an early conversation with landlords to work out a way forward is vital, as is getting the right debt advice.