Mae sefydliad dyngarol yr Oak Foundation hefyd yn ariannu’r prosiect, ac mae’n cael ei ddarparu gan Ganolfan Cydweithredol Cymru. Ar y cyd â’r rhwydwaith o Undebau Credyd yng Nghymru, bydd y prosiect yn galluogi pobl sydd ar incwm isel i dalu’r budd-dal tai i’w landlord trwy gyfrif gyda’r undeb credyd, ac mae hyn yn gymorth i gael ffordd mwy sefydlog o dalu’r landlord. Hefyd, bydd yn annog pobl i feithrin perthynas gyda’u hundeb credyd leol, ac i fanteisio ar yr hyn y gall undeb credyd ei gynnig, sef lle diogel ar gyfer cynilion, a chredyd fforddiadwy pan fo angen.
The project jointly funded with the philanthropic Oak Foundation is being delivered by the Wales Co-operative Centre. In collaboration with the network of Welsh Credit Unions, this project will enable people on low incomes to have their housing benefit paid to their landlord through a credit union account, thus helping to create a more stable payment arrangement with the landlord. At the same time, it will encourage people to establish an ongoing relationship with their local credit union attracting the benefits that a credit union can offer: a safe place for savings and affordable credit when needed.