Mae'r Gronfa yn gwneud taliadau ariannol uniongyrchol i bobl anabl sydd ag anghenion gofal sylweddol iawn fel eu bod yn gallu talu am y gofal a'r cymorth sydd eu hangen arnynt, neu gyflogi eu cynorthwy-ydd personol eu hunain. Gall y taliadau gael eu defnyddio ar gyfer amrywiaeth o bethau fel: help i fwyta ac yfed; coginio a pharatoi bwyd a diod; help i wisgo; glanhau, golchi dillad a gwaith tŷ arall. Ar 31 Gorffennaf eleni, roedd 1,686 o bobl yn derbyn taliadau o'r Gronfa Byw'n Annibynnol yng Nghymru, ac roeddent yn derbyn ychydig dros £335 yr wythnos ar gyfartaledd o'r Gronfa i ddiwallu eu hanghenion.
The ILF makes direct cash payments to disabled people with very significant care needs so they can meet the cost of the care and support they require, or to employ their own personal assistant. Payments can be used for a range of things such as: assistance with eating and drinking; cooking and preparing food and drink; assistance with dressing; cleaning, laundry and other domestic duties. As of 31 July this year there were 1,686 ILF recipients in Wales, who overall received on average just over £335 a week from the ILF to meet their needs.