What are the steps for opting for NEFT or RTGS for fund transfer?
**Fund Related Information**

To access your Funds information, go to Menu -> Funds. In this section, you will find the following details at a glance:

1. Ledger Balance: Your current balance
2. Today’s Balance: Balance as of today
3. Today’s Pay-In: Deposits made today
4. Today’s Payout: Withdrawals made today
5. DP Charges: Depository charges
6. CFS (Credit for Sell): Benefits from selling holdings today
7. Future Bill Cr/Dr: Unsettled bill amount
8. Margin Against Assets: Loan value against your assets
9. Early Pay-In: 80% of selling holding value given on T+1
10. Margin Against Holding: Margin received from pledged stocks, MF, etc.
11. Margin Utilized: Total utilized margin
12. Available for Trading: Funds available for trading

**How to Deposit or Withdraw Funds**

1. **Deposit:**
   - Enter amount, select UPI or Net Banking, enter UPI ID, select bank, tap DEPOSIT.
   
2. **For NEFT or RTGS:**
   - Click 'Do you want to opt for NEFT/RTGS?', follow instructions for transfer.
   - Send deposit details to b.accounts@choiceindia.com for tracking.

3. **Withdraw:**
   - Enter amount, select bank, tap WITHDRAW.
   - You will receive an SMS and email confirmation. Amount will be credited in T+2 days.
Preferences

To access your Preferences in Choice and customize how you view and use key features, follow these steps:
1. Open your account and tap on "More."
2. Select "My Preferences."

Dark Theme:
Enjoy our sleek Dark Theme by selecting the very first option in the menu labeled "DARK THEME." To switch back to the default Light Theme, open the menu and select the Light Theme option.

---
**Cleaned Answer:**
In the Preferences section of Choice, you can adjust how you view and utilize key features. To do this, open your account and tap on "More," then select "My Preferences." Switch to the Dark Theme by choosing the first option labeled "DARK THEME" in the menu. To go back to the default Light Theme, open the menu and select the Light Theme option.