The International Monetary Fund's largest-ever distribution of monetary reserves will provide extra liquidity for the global economy, supplementing member countries' foreign exchange reserves and reducing their dependence on more expensive domestic or external debt, according to Georgieva. She stated that the allocation is a significant boost for the world and, if used wisely, a unique opportunity to address the current crisis. Countries can utilize the SDR allocation to support their economies and enhance their efforts against the coronavirus crisis, but should not use the fiscal space to postpone necessary economic reforms or debt restructuring, the IMF stated in a separate guidance document. IMF member countries will receive SDRs in proportion to their current quota shareholdings in the fund, which is the fund's unit of exchange backed by dollars, euros, yen, sterling, and yuan. Georgieva mentioned that around $275 billion of the allocation will benefit emerging market and developing countries, with approximately $21 billion to be allocated to low-income countries. Georgieva stated that the IMF is urging wealthy countries who receive SDRs to direct them towards poorer countries in greater need. One option is for affluent nations to allocate SDRs to the IMF's Poverty Reduction and Growth Trust for low-income countries. Additionally, the IMF is exploring the creation of a Resilience and Sustainability Trust that could utilize SDRs to assist the most vulnerable countries in structural transformation, including addressing climate change. Another idea is to use SDRs to support lending by multilateral development banks. The IMF's most recent SDR distribution occurred in 2009 during the global financial crisis, providing member countries with $250 billion in SDR reserves. In order to use their SDRs, nations would need to trade them for actual hard currencies, which would involve finding another country willing to make the exchange.