However, mortgage loans with a variable interest rate have different interest rate fixing periods; the interest rates are fixed for periods between half to five years, and therefore all houses with these loans are not directly affected by an interest rate increase.
Realkredittlánini við broytiligari rentu hava tó ymisk rentubindingartíðarskeið; renturnar liggja fastar í tíðarskeiðum millum hált til fimm ár, og tískil verða øll húskir við hesum lánum ikki rakt beinanvegin av eini rentuhækking.