b'Polar Bear, Armored \n'b'  Large   beast ,  neutral  \n'b'  Armor Class  16 (half-plate)  Hit Points  63 (6d10 + 30)  Speed  40 ft.\n'b' STATS STR: 22 (+6) DEX:  12 (+1)  CON:  20 (+5)  INT:  9 (-1)  WIS:  12 (+1)  CHA:  9 (-1)  \n'b'\n'b'\n'b'\n'b'\n'b'\n'b'\n'b'  Skills   Perception  +3  Damage Immunities  cold  Senses  passive  Perception  13  Languages  Understands Common but can\xe2\x80\x99t speak  Challenge  4 (1,100 XP) \n'b' SPECIAL TRAITS \n'b'\n'b'  Keen Smell . The armored polar  bear  has advantage on  Wisdom  ( Perception ) checks that rely on smell. \n'b'  Pack Animal . Armored polar bears can carry at least 300 pounds of gear. \n'b'\n'b' ACTIONS \n'b'\n'b'  Multiattack . The armored polar  bear  makes two attacks: one with its bite and one with its claws. \n'b'  Bite .  Melee Weapon Attack : +8 to hit, reach 5 ft., one target.  Hit : 17 (2d10 + 6) piercing damage. \n'b'  Iron Claw .  Melee Weapon Attack : +8 to hit, reach 5 ft., one target.  Hit : 15 (2d8 + 6) slashing damage. \n'b'\n'b' ABOUT \n'b' Some polar bears are more intelligent and wiser than others. These large beasts are chosen as mounts by the Norvans. Once chosen they are fitted with thick half-plate armor. The armored polar  bear  is a fierce opponent and the epitome of bravery. With metal fitted on their impressive claws the bears become even more lethal. \n'b'  Loyal Mount . Once a rider and  bear  form a bond it can\xe2\x80\x99t be broken. Clever and sage, the armored polar bears are more companions than domesticated animals. In fact, the Norvans honor and respect these creatures in many ways. \n'b'  Heavy Burden . Armored polar bears can carry huge loads. The Norvans load up the bears with gear for battle or transport goods from one settlement to another. Convoys of the bears can often be seen traveling across the snowy land. \n'b'  Big Bad Bear King . An armored polar  bear  named Karhu Nan considers himself to be the ruler of his species. This evil creature plots to take control of the bears and rebel against their Norvan masters.'