No L 330/44 Official Journal of the European Communities 29. 11. 90 (Acts whose publication is not obligatory) COUNCIL COUNCIL DIRECTIVE of 8 November 1990 v amending, particularly as regards motor vehicle liability insurance, Directive 73/239/EEC and Directive 88/357/EEC which concern the coordination of laws, regulations and administrative provisions relating to direct insurance other than life assurance (90/618/EEC) THE COUNCIL OF THE EUROPEAN COMMUNITIES, Having regard to the Treaty establishing the European Economic Community, and in particular Articles 57 (2) and 66 thereof, Having regard to the proposal from the Commission (%), In cooperation with the European Parliament (%), Having regard to the opinion of the Economic and Social Committee (%), Whereas in order to develop the internal insurance market, the Council adopted on 24 July 1973 Directive 73/239/EEC on the coordination of laws, regulations and administrative provisions relating to the taking-up and pursuit of the business of direct insurance other than life assurance (%) (also referred to as the ‘First Directive’) and on 22 June 1988 Directive 88/357/EEC on the coordina- tion of laws, regulations and administrative provisions relating to direct insurance other than life assurance and laying down provisions to facilitate the effective exercise () OJ No C 65, 15. 3. 1989, p. 6, and OJ No C 180, 20. 7. 1990, p. 6. (% OJ No C 68, 19. 3. 1990, p. 85, and Decision of 10 October 1990 (not yet published in the Offi- cial Journal). () OJ No C 194, 31. 7. 1989, p. 3. () OJ No L 228, 16. 8. 1973, p. 3. of freedom to provide services and amending Directive 73/239/EEC () (also refetred to as the ‘Second Directive’) ; Whereas Directive 88/357/EEC made it easier for insu- rance undertakings having their head office in the Community to provide services in the Member States, thus making it possible for policyholders to have recourse not only to insurers established in their own country, but also to insurers who have their head office in the Community and are established in other Member States ; Whereas the scope of the provisions of Directive 88/357/EEC specifically concerning freedom to provide services excluded certain risks, the application to which of the said provisions was rendered inappropriate at that stage by the specific rules adopted by the Member States’ authorities, owing to the nature and social implications of such provisions; whereas those exclusions were to be re-examined after that Directive had been implemented for a certain period ; Whereas one of the exclusions concerned motor vehicle liability insurance, other than carrier’s liability; Whereas, however, when the abovementioned Directive was adopted the Commission gave an undertaking to present to the Council as soon as possible a proposal concerning freedom to provide services in the area of insurance against civil liability in respect of the use of motor vehicles (other than carrier’s liability); Whereas, subject to the provisions of the said Directive concerning compulsory insurance, it is appropriate to provide for the possibility of large risk treatment, within () OJ No L 172, 4. 7. 1988, p. 1.