 Complete the following phrase:  The catastrophe came at a difficult time for the insurance industry, as the preceding years had left many insurers reeling from several other costly disasters, including the 1903 Chicago fire in the Iroquois Theatre which killed 600 people, the 1904 fire on the steamship General Slocum in Manhattans East River which killed 1,021 people, and the 1904 Great Baltimore Fire which caused losses of 90 million. Additionally, a few months after the San Francisco earthquake and fires there were further catastrophic earthquakes and fires 