 Complete the following phrase:  Charles V revitalized the medieval concept of universal monarchy and spent most of his life defending the integrity of the Holy Roman Empire from the Protestant Reformation, the expansion of the Ottoman Empire, and a series of wars with France. With no fixed capital city, he made 40 journeys, travelling from country to country; he spent a quarter of his reign on the road. The imperial wars were fought by German Landsknechte, Spanish tercios, Burgundian knights, and Italian condottieri. Charles V borrowed money from German and Italian bankers and, in order to repay such loans, he relied on the proto-capitalist economy of the Low Countries and on the flows of gold and especially silver from South America to Spain, which caused widespread inflation. He ratified the 