 Complete the following phrase:  During 1990, the communists lost power to separatist parties in the first multi-party elections held across the country, except in Serbia and Montenegro, where they were won by Milošević and his allies. Nationalist rhetoric on all sides became increasingly heated. In 1991, one republic after another proclaimed independence only Serbia and Montenegro remained federated, but the status of Serb minorities outside Serbia was left unsolved. After a string of inter-ethnic incidents, the Yugoslav Wars ensued, first in Croatia and then, most severely, in multi-ethnic 