text: <translate> M Iyo umukiriya amaze guhabwa ubutumwa bwo gukoresha SMS, konti ikomeye ishobora gusimburwa ku mukozi wa hafi wa M-PESA, nyuma yo kurangiza uburyo bwo kwishyura amafaranga. <eng>Once the recipient receives the SMS confirmation, the hard currency can then be withdrawn from the nearest M-PESA agent, completing the money transfer process. 