ity and integrity of personal consumer information. The Right to 
Financial Privacy Act of 1978 creates statutory Fourth Amendment protection 
for financial records and there are a host of individual state laws 
 
The European Union 
Directive 95/46/EC of the European Parliament which provides strict 
guidelines regarding individual rights to data privacy, and the responsibilities 
of data holders to guard against misuse. 
 
Data Sanitization Techniques                                                  
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