 Note that Nozick (correctly) does not say that the loss or the action A must be wrongful. Thus a person may be compensated for a loss though he does not have a right to reparations. If a person deserves a loss he has no right to reparations for it, but he may be compensated for it, probably unjustifiably. Even if he has a right to compensation, he may still have no right to reparations. For example, he may have a right to be compensated for a loss if he is insured against it, but his right is a right to compensation not a right to reparations if no wrongdoing caused his loss.