 The concern about there being complex reasons for trusting explain why some philosophers defend externalist epistemologies of trust. Some do so explicitly (e.g., McLeod 2002). They argue for reliabilist theories that make trust rationally justified if and only if it is formed and sustained by reliable processes (i.e., “processes that tend to produce accurate representations of the world”, such as drawing on expertise one has rather than simply guessing; Goldman 1992: 113; Goldman and Beddor 2015 [2016]). Others gesture towards externalism (Webb 1993; Baier 1986), as Baier does with what she calls “a moral test for trust”. The test is that