 Gregory’s determination would allow Venice and its creditors to proceed with their practice of forced loans and creditors’ transfers of annual payments without outward restrictions from the Church. Perhaps he was being practical given the complexities of the situation. By stressing the role of intent and conscience, he freed investors to pursue their projects. But without drawing clear lines separating the legitimate from the illegitimate, he burdened them to consider their motives in each and every transaction, warning that whether they are usurers in truth will be determined before God at the judgment of souls.