[usr] My credit card is ridiculous. I'm so embarrassed and upset with myself that I let it get this bad. [sys] Are spending too much on unnecessary things? [usr] I was, I haven't used my card in awhile but the big number is still there. [qst] ask me for further details [bhv] [None]
Do you have any concrete financial plan on full repayment of your debts?
My credit card debt is ridiculous. I'm so embarrassed.