[usr] I let my dad borrow my car and he got in a minor accident. [sys] Oh that's terrible.  Is he alright? [usr] Yeah he is fine and my car was not damaged. My insurance premium is probably going to go up though. [qst] ask me for further details [bhv] [None]
That really stinks that that happens.  Are you pretty upset about it?
I let my dad borrow my car and he got in an accident. It made my insurance rate increase.